retirement computer
For Your Business

Attract and retain employees by helping them accumulate wealth.

Midland can act as consultant, investment advisor, and corporate trustee for retirement plans. And our Wealth Management Group’s Retirement Plan team collaborates with businesses of all sizes.

 

Midland delivers a bundled package for employer-sponsored retirement plans, including 401(k), 403(b), 457, profit sharing plans and SEP/Simple IRAs. Our service allows complete flexibility with investment options and plan structure.

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Our services include:

Plan Design/Installation

  • Educate employers on the variety of plans available and their specific features
  • Collect needed employee data
  • Minimize/eliminate ERISA testing issues
  • Provide IRS pre-approved prototype documents
  • Develop and implement a timeline to establish the plan
  • Coordinate transfer of existing plan with prior service providers

 

Investment Management

  • Investment policy development and implementation
  • Proven and demonstrated investment review process
  • Offer a broad, diversified, selection of quality mutual funds
  • Open Architecture—funds represent multiple leading industry fund families
  • Ongoing review of investment options
  • Self-directed brokerage options are available

Plan Administration

  • Coordinate 5500 reporting
  • Conduct non-discrimination testing
  • Process contributions, distributions, loans and rollovers
  • Offer complete online capabilities for employers as well as employees
  • Ongoing monitoring of new retirement legislation

 

Employee Education

  • Group education meetings and one-on-one consultations available
  • Meetings emphasize the benefit provided by the employer and the benefit of participation
  • Guidance on asset allocation, investment choices and importance of retirement planning

We pride ourselves on providing comprehensive, understandable education to the participants. Our goal is to increase their understanding of the plan and accumulate funds for retirement. Our online capabilities are thorough and user-friendly, allowing participants and plan sponsors access to plan information, forecasting and education materials.