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¹This promotion is valid from October 1, 2026 through January 4, 2027 for customers who open a qualifying consumer checking account in person or online. Promo code BANKGIFT must be provided at account opening. Qualifying consumer checking accounts opened during these dates will receive a $25 eGift Card. Accounts opened in-branch during October 24, 2026 through October 30, 2026, are subject to the separate Burst Week offer. Limit one eGift Card per person during the full promotional period of October 1, 2026 – January 4, 2027, regardless of the number of accounts opened. Joint accounts are eligible for one eGift Card total, not one per account holder. The eGift Card will be provided electronically within two business days after account opening. The recipient will be issued a 1099-INT and is responsible for any applicable taxes.
The minimum balance required to open the account and obtain the bonus is $50. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for complete details.
*Knock your monthly service charge down to $0 when you maintain a daily balance of $2,500. Otherwise, $15. Rates are variable and may change after account opening. To earn a relationship APY, you must be an owner of both a Midland Money Market Account and an eligible Midland High Yield Checking account, with at least one common owner. The High Yield Checking account must remain open, in good standing and meet applicable requirements. If relationship requirements are not met, the applicable standard APY will apply based on your Money Market balance. Minimum opening deposit is $2,500; minimum daily balance to earn interest is $0.01. Interest begins accruing no later than the business day we receive credit for noncash deposits. Fees could reduce earnings.
*Personal savings account - Knock your monthly maintenance fee down to $0 when you keep a minimum daily balance of $250 or receive a monthly electronic deposit (known as ACH) into this account. Otherwise, $3.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Any offered gifts, sweepstakes winnings, or rewards may be reported on a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
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