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Our Most Popular Home Loan
Move into your new home with confidence.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Ruth, CustomerMy loan officer was efficient, knowledgeable, and extremely patient with all my questions and my frustrations with VA loan requirements. I first contacted my personal bank and had a poor experience, but Midland stepped in and supported me every step of the way. I hope all veterans get that level of guidance.
Peyton, CustomerMy loan officer did a fantastic job. I'd recommend them to any friends or family buying a house!
Choose from a range of loan terms, with options for fixed or adjustable rates, to fit your financial goals and timeline.
You can start with as little as 3% down. Just keep in mind that loans with less than 20% down will require private mortgage insurance (PMI).
Conventional loans often feature lower interest rates than other loan types.
Feature | Fixed Rate Loan | Adjustable Rate Loan (ARM) |
---|---|---|
Interest Rate | Fixed for the entire term | Variable; changes periodically after initial fixed period |
Monthly Payments | Consistent and predictable | Can increase or decrease over time |
Initial Rate | Typically higher than initial rate of ARMs | May be lower than fixed rate loans initially |
Best For | Long-term stability, those who prefer predictable payments | Short-term savings, those who might refinance or sell before rate adjusts |
Interest Rate | Fixed for the entire term |
---|---|
Monthly Payments | Consistent and predictable |
Initial Rate | Typically higher than initial rate of ARMs |
Best For | Long-term stability, those who prefer predictable payments |
Interest Rate | Variable; changes periodically after initial fixed period |
---|---|
Monthly Payments | Can increase or decrease over time |
Initial Rate | May be lower than fixed rate loans initially |
Best For | Short-term savings, those who might refinance or sell before rate adjusts |
Our team of dedicated professionals are here to support you.