Whether you're laying the foundation or scouting the perfect lot, our construction and lot loans bring your vision to life.
Building your dream home is an exciting endeavor. At Midland States Bank, we provide loans to make financing those dreams easy and stress-free.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Christine, CustomerThe online process and communication were quick and concise.
Paul, CustomerOur lender provided helpful information, kept us updated, and helped us navigate significant title delays. As an out-of-state client, close coordination and timely updates were key to our positive experience.
Save money during construction with a low, fixed interest rate, interest-only payments and one upfront closing cost.
Buy the land you want without the pressure of building immediately.
Our construction loans easily convert to a traditional mortgage once the build is complete, simplifying the financing process.
A construction or lot loan gives you the freedom choose where you want to live and the ability to make your home completely yours.
Our team of dedicated professionals are here to support you.