Save a Little Every Time You Spend
Every eligible debit card purchase helps you save automatically by rounding the purchase amount to the nearest dollar and transferring the difference to your savings.
When you pay with cash, you can set aside your leftover change. Think of Round-Up Savings as a digital change jar for your debit card purchases. No piggy bank needed.
Once you sign up, each eligible debit card purchase is rounded up to the next whole dollar. At the end of each business day, your round-ups are combined and transferred from your checking account to your linked savings account. The more you use your debit card, the more you save.
| Purchase | Price | Rounded Up To | Saved |
|---|---|---|---|
| Coffee | $3.45 | $4.00 | $0.55 |
| Gas | $41.20 | $42.00 | $0.80 |
| Groceries | $67.85 | $68.00 | $0.15 |
| Lunch | $12.60 | $13.00 | $0.40 |
| Total Transferred to Savings | $1.90 | ||
If your round-ups total $1.90 each day:
Build savings through everyday purchases without scheduling separate transfers.
Eligible purchases made with any Midland debit card linked to the enrolled checking account are included. This includes cards issued to joint owners and authorized cardholders.
The transfer will be skipped if sufficient funds are unavailable or if it would overdraw your checking account.
Your round-ups are combined into one transfer after business-day processing rather than appearing as a separate transfer for every purchase.
Build savings for emergencies, future purchases, or other personal goals.
Help your child’s savings account grow through your everyday debit card purchases. You must be the parent, guardian or adult joint owner listed on the account.
All you need is a Midland checking account with a debit card and an eligible savings account.
Already Have Both Accounts? You’re ready for Round-Up Savings! Enroll online using the button below or visit your local Midland branch.
Need an Account? Explore Midland checking and savings options to find the right fit for you.
Our team of dedicated professionals are here to support you.
Enrollment required. Eligible purchases made with any Midland debit card linked to the enrolled checking account will be rounded up and transferred daily to one linked savings account. Round-ups will not be transferred if sufficient funds are unavailable or the checking account is overdrawn. ATM and debit card adjustment transactions do not qualify. Completed round-ups remain in savings if the related purchase is later canceled or reversed. Account ownership and eligibility requirements apply. Not available for business accounts. Midland may modify, suspend or discontinue the program at any time. See the Round-Up Savings Program Addendum for details. Member FDIC.
