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Honoring Service with Savings
A special thank you in savings for our community heroes in healthcare, education, public safety, and the military—whether you’re buying or refinancing a home.
Through the Community Hero Mortgage Program, we are honored to stand beside healthcare professionals, educators, first responders, and military personnel. Your dedication, sacrifice, and service make our communities stronger every day. This program is our way of giving back, by offering meaningful savings to support you on the path to homeownership.
We’ll waive the $1,295 origination fee for eligible borrowers, helping reduce upfront costs on your home purchase or refinance.
Specifically designed to honor and support those who serve the community.
Easy verification and standard application steps.
You’ll get access to our same great mortgage products with added savings.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Roxanne, CustomerMy loan officer did a great job, very responsive and took time to answer every question. They made the home buying process feel much less scary.
Paul Franco, CustomerThe process was straightforward and simple. I received a lot of support from the loan manager and staff. They addressed my concerns, helped secure a good mortgage rate, and made the process less stressful overall.
With your pre-approval in hand, start searching for your next home.
Finalize your mortgage loan, sign the paperwork, and smoothly transition into your new home!
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What is Midland’s Community Hero Mortgage Program?
It’s a special program from Midland States Bank that waives the $1,295 origination fee for eligible borrowers, helping reduce upfront costs when purchasing or refinancing a home.
How do I prove eligibility for Midland’s Community Hero Mortgage Program?
You’ll need documentation showing your qualifying occupation or service, such as:
What types of loans qualify for Midland’s Community Hero Mortgage Program?
This offer applies to the following mortgage types:
The program does not apply to:
Other Government Housing Finance Authority programs.
No. This program only removes the origination fee. Your interest rate and loan terms remain the same.
Can volunteers qualify for Midland’s Community Hero Mortgage Program?
Yes volunteers can qualify for Midland’s Community Hero Mortgage Program, for example, volunteer firefighters can qualify with a signed letter from their department or proof of membership.
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Our team of dedicated professionals are here to support you.
Applicants must use promo code HERO when applying online or with a Mortgage Loan Originator (MLO) and provide proof of occupation or public service affiliation as an educator, first responder, healthcare professional, or active/former military personnel. Eligible applicants will receive a waiver of the $1,295 origination fee on Midland States Bank secondary market mortgage applications for single-family, 1–4 unit, first-lien purchase or refinance loans. This offer does not apply to no closing cost products, the Believable Banking Home Mortgage program, lot loans, construction loans, IHDA loans, or other Government Housing Finance Authority programs. No minimum loan amount is required. All loans are subject to standard program terms, underwriting guidelines, and approval. Offer subject to change without notice. Offer cannot be combined with any other discounts, promotions, or incentives.
