Your New Account Is Just a Click Away
Unsure which account aligns with your needs? Take this short quiz to explore your options.
¹ This promotion is valid from August 3, 2026 through September 30, 2026 for customers who open a qualifying consumer checking account online or at a participating Midland States Bank branch. Promo code BANKGIFT must be provided at account opening. Accounts opened between August 3 and August 21, 2026, and between August 29 and September 30, 2026, will receive a $25 eGift card. Accounts opened during the promotional week of August 22 through August 28, 2026, will receive a $100 eGift card. Limit one eGift card per person during the promotion period, regardless of the number of accounts opened. Joint accounts are eligible for one eGift card total, not one per account holder. Bank rules and regulations apply. The eGift card will be provided electronically within two business days after account opening. Gift may be reported on a Form 1099-INT or 1099-MISC.
The minimum balance required to open the account and obtain the bonus is $50. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for complete details.
*Money Markets are paid with interest beginning to accrue no later than the business day we receive credit for the deposit of the noncash items (for example, checks.) Minimum balance to open a Money Market Account is $2,500 and the minimum daily balance to obtain the disclosed APY is $2,500. Fees could reduce earnings. Your interest rate may change at any time and without notice. This offer may end at any time and without notice. This special is available for personal accounts only.
*Personal savings account - Knock your monthly maintenance fee down to $0 when you keep a minimum daily balance of $250 or receive a monthly electronic deposit (known as ACH) into this account. Otherwise, $3.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Any offered gifts, sweepstakes winnings, or rewards may be reported on a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
Our team of dedicated professionals are here to support you.
