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Refer A Friend & Earn Up To $500

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Life Moves in Moments

Some moments catch us by surprise. And others? We’re prepared for.

At Midland, we believe in planning with purpose. We help you stay focused on what matters – now and in the years to come.

Let’s make your future brighter together.

You might say we're unlike any other bank. And you'd be right.

The tellers are all so friendly, and the service is very personal. They suggested that I consider a Money Market Account and were clear in their explanation. They were not pushy, answered my questions, and then let me take my time to mull it over. I am so glad they did, and opening the Money Market Account was very simple. But I think the main thing is that I feel they know me as a person and help me when I get confused.
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Banking's Better with Friends

Refer A Friend & Earn Up to $500

  1. Share your unique link via text, email, or social media.
  2. Your friend opens a qualifying checking account and keeps it for 90 days.
  3. You both get $50! Keep sharing to keep earning up to $500.2

Empowering Your Business to Grow

Your vision drives your business. Whether you're an entrepreneur starting out or looking to expand your small business, our financial solutions are here to fuel your journey at every stage, helping you start strong and grow confidently. Are you ready to take the next step?

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Find What You Need Online

Prefer Personal Assistance?

Our team of dedicated banking professionals are here to support you.

March 2026 in Review Rising energy prices, renewed volatility, and shifting market leadership shaped March. Nicholas Hinkebein, Senior Portfolio Manager, recaps how geopolitical developments and inflation concerns are influencing markets and policy expectations.
February 2026 in Review Uneven market performance, moderating inflation data, and renewed geopolitical risk shaped February. Emil Suqi, Portfolio Manager - Team Lead, shares how evolving economic signals and policy expectations are influencing investor sentiment.
January 2026 in Review Markets entered the year with mixed sentiment as investors reacted to geopolitical headlines, early earnings results, and evolving policy expectations. Dan Zeigler, Senior Portfolio Manager, shares key takeaways and what the team is watching as Q1 unfolds.
2026 Tax Reference Guide Navigating tax regulations can be complex. This 2026 Tax Reference Guide summarizes key federal tax information for easy reference.

Member FDIC. The minimum balance required to open the account and obtain the bonus is $50. Ask banker for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for complete details. 

Offer ends May 29, 2026. Must be 18 or older and apply with promo code BANKGIFT. Limit 1 offer per person. Available to new Midland personal checking and savings customers only. Earn $50 when you open a personal checking and FlexSaver savings account on the same business day and keep both open for 90 days. Earn $50 more when you receive 3 or more direct deposits totaling $500+ within 90 days. Bonus paid within 30 business days after requirements are met. Minimum balance required to open each account is $50. Bonus is considered interest, producing a 1099-INT form. Early closure may forfeit bonus and incur fees.

$10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.