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Refer A Friend & Earn Up To $500

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Life Moves in Moments

Some moments catch us by surprise. And others? We’re prepared for.

At Midland, we believe in planning with purpose. We help you stay focused on what matters – now and in the years to come.

Let’s make your future brighter together.

You might say we're unlike any other bank. And you'd be right.

Everyone at Midland treats me like a long-time friend. Whenever I need help, they go the extra mile. When I come in, they greet me by name, making me feel like a valued and special person.
Two friends smiling while having a drink

Banking's Better with Friends

Refer A Friend & Earn Up to $500

  1. Share your unique link via text, email, or social media.
  2. Your friend opens a qualifying checking account and keeps it for 90 days.
  3. You both get $50! Keep sharing to keep earning up to $500.2

Empowering Your Business to Grow

Your vision drives your business. Whether you're an entrepreneur starting out or looking to expand your small business, our financial solutions are here to fuel your journey at every stage, helping you start strong and grow confidently. Are you ready to take the next step?

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Find What You Need Online

Prefer Personal Assistance?

Our team of dedicated banking professionals are here to support you.

Payments Insider 1st Quarter 2026 In this issue, we explore the following topics: Understanding the 2026 ACH Rules Update for Corporate Originators and Third-Party Senders; the Top Five Third-Party Sender Audit Findings; B2B Instant Payments and E-Invoicing—A Perfect Match; and New Fraud Challenges for Third-Party Senders in 2026.
Private Markets: The Price of (Il)liquidity Recent headlines have raised questions about private credit, but the story is more nuanced. Jake Stapleton, MBA, breaks down liquidity dynamics, investor behavior, and where long-term opportunities may still exist.
Fixed Income: Rising Rates & Emerging Opportunity Markets are recalibrating expectations for rates, inflation, and policy. Nicholas Hinkebein, CFA, CFP, examines how shifting dynamics are impacting fixed income and where opportunities may emerge across global markets.
Global Economy: Geopolitics & a Multipolar World Geopolitical tensions, energy shocks, and evolving trade dynamics are reshaping the global landscape. Emil Suqi, CFA, explores how these forces may influence growth, inflation, and market stability—and what investors should watch next.

Member FDIC. The minimum balance required to open the account and obtain the bonus is $50. Ask banker for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for complete details. 

Offer ends May 29, 2026. Must be 18 or older and apply with promo code BANKGIFT. Limit 1 offer per person. Available to new Midland personal checking and savings customers only. Earn $50 when you open a personal checking and FlexSaver savings account on the same business day and keep both open for 90 days. Earn $50 more when you receive 3 or more direct deposits totaling $500+ within 90 days. Bonus paid within 30 business days after requirements are met. Minimum balance required to open each account is $50. Bonus is considered interest, producing a 1099-INT form. Early closure may forfeit bonus and incur fees.

$10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.

2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.