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1 Member FDIC. The minimum balance required to open the account and obtain the bonus is $50. Ask banker for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for complete details. This promotion is valid from February 23, 2026 through April 3, 2026 for customers who open a qualifying checking account. Accounts opened between February 23 and March 8, 2026, and between March 15 and April 3, 2026, will receive a $25 eGift card. Accounts opened during the promotional week of March 9–14, 2026, will receive a $100 eGift card. The eGift card will be provided electronically within two business days after account opening. Gift may be reported on a Form 1099-INT or 1099-MISC.
2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.
