Open a checking and savings account with code BANKGIFT and earn up to $100¹ → Details & Eligibility

Borrow Bigger for Your Dream Home
Jumbo loans allow you to borrow above traditional limits so you can purchase a more expensive home.
A jumbo loan lets you go beyond the usual lending limits, so you can finance homes over $806,500—no need to conform to standard loan rules. Think big, dream big, and make it happen!

With a jumbo loan, you can borrow more to buy that larger, high-end property you've been eyeing. Homes that might be out of reach with a conventional loan become possible!
Choose between fixed-rate and adjustable-rate jumbo mortgage loans. We'll help you find the right option for your specific financial needs and goals
With a jumbo loan, you only need one loan to cover your home purchase, instead of juggling multiple loans. This makes managing your finances simpler and more convenient.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Yanet, CustomerOur loan officer was attentive, clear, and guided us through every step, addressing all our questions.
Gabriel, CustomerEasy to work with and very informative throughout. The online forms were also user-friendly.
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Our team of dedicated professionals are here to support you.
1Loans subject to credit approval. Applicants must use promo code 250 when submitting an online mortgage application or when meeting with their Mortgage Loan Originator. The free $250 eGift Card applies to loan applications on single-family, 1-4 unit properties for first-lien residential purchase mortgage loans only. Offer available on loan applications with Loan Estimate disclosures dated May 15, 2026 – July 15, 2026. This does not include pre-approval applications. Two-time close construction loans are not eligible for this offer; however, single close construction loans are eligible. No minimum loan amount is required to receive the offer. Standard loan program details still apply. All applications are subject to approval under Midland's underwriting guidelines. eGift is provided only upon loan approval and closing. eGift will be emailed to customers within 14 business days after the closing date unless otherwise stated. eGift may be reported as taxable income and produce a 1099-MISC. eGift is limited to one per loan. No cash equivalent or transfer of prize is permitted. Offer subject to change without notice. Offer cannot be combined with any other discounts, promotions, or incentives, such as Perks@Work or Community Hero Mortgage Program.