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Borrow Bigger for Your Dream Home
Jumbo loans allow you to borrow above traditional limits so you can purchase a more expensive home.
A jumbo loan lets you go beyond the usual lending limits, so you can finance homes over $806,500—no need to conform to standard loan rules. Think big, dream big, and make it happen!
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Corbin, CustomerMy loan officer went above and beyond, providing excellent service. I couldn't have asked for a better guide through the mortgage process.
Gabriel, CustomerEasy to work with and very informative throughout. The online forms were also user-friendly.
With a jumbo loan, you can borrow more to buy that larger, high-end property you've been eyeing. Homes that might be out of reach with a conventional loan become possible!
Choose between fixed-rate and adjustable-rate jumbo mortgage loans. We'll help you find the right option for your specific financial needs and goals
With a jumbo loan, you only need one loan to cover your home purchase, instead of juggling multiple loans. This makes managing your finances simpler and more convenient.

Thinking about buying a home or refinancing? If you apply with Midland between October 20, 2025 and January 31, 2026, we’ll send you a free IRobot Roomba® 105 Robot Vacuum after your loan closes.
Just use promo code ROBOVAC when you apply!*
New to Real Estate? Here’s How Investment Property Loans Work
New to real estate investing? Learn how investment property loans work and what you may need to know about financing a rental property.
Need Cash for a Big Purchase? Compare Refinancing vs. Home Equity Loans
Looking to fund a big purchase by borrowing from your home’s value? You’ve got options. Explore home refinancing vs equity loan options including HELOCs.
Our team of dedicated professionals are here to support you.
*Applicants must use promo code ROBOVAC when submitting an online mortgage application or when meeting with their Mortgage Loan Originator. The free IRobot Roomba® 105 Robot Vacuum gift applies to loan applications on single-family, 1-4 unit properties for first-lien residential purchase or refinance mortgage loans only. Offer available on loan applications with Loan Estimate disclosures dated July 1, 2025 – August 31, 2025. This does not include pre-approval applications. No minimum loan amount is required to receive the offer. Standard loan program details still apply. All applications are subject to approval under Midland's underwriting guidelines. Gift is provided only upon loan approval and closing. Gift will be mailed to customers after the closing date to the new home’s address unless otherwise stated. Gift may be reported as taxable income and produce a 1099-MISC. Gift is limited to one per loan. No cash equivalent or transfer of prize is permitted. Offer subject to change without notice. Offer subject to change without notice. Offer cannot be combined with any other discounts, promotions, or incentives.