Unlock Exclusive CD Rates In-Person
We're ready to help you start investing! Visit your favorite Midland location to open a CD with our Special terms.
These special CD rates are only available when you open an account at a Midland branch.
$500 minimum deposit
1 week - 60 months + CD term length options
$0 service charge
Automatic Renewal Options Access your funds at maturity or renew your CD for continuous growth.
Whether you choose a short-term or a long-term CD, you'll be guaranteed a rate of return without having to worry about fluctuating rates or lost funds. The following terms can be opened online or in-person:
| Savings Account | Money Market Account | Certificate of Deposit | |
|---|---|---|---|
| Interest Rate | Lower | Moderate to High | High |
| Opening Deposit | $50 | $2,500 | $500 |
| ATM Access | |||
| Check Writing | |||
| Early Withdrawal Penalty | |||
| FDIC Insurance | |||
| Additional Benefits | Simple and easy to use | Check Writing and debit card | Guaranteed rate and return |
| Interest Rate | Lower |
|---|---|
| Opening Deposit | $50 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Simple and easy to use |
| Interest Rate | Moderate to High |
|---|---|
| Opening Deposit | $2,500 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Check Writing and debit card |
| Interest Rate | High |
|---|---|
| Opening Deposit | $500 |
| ATM Access | |
| Check Writing | |
| Early Withdrawal Penalty | |
| FDIC Insurance | |
| Additional Benefits | Guaranteed rate and return |
What Do You Need to Open a Bank Account?
Whether you're starting your first account or adding a new one, knowing what you need to open a bank account can save you time and hassle. Here's what you need to get started.
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Our team of dedicated professionals are here to support you.
Annual Percentage Yield (APY) as of 4/28/25. Minimum opening balance and minimum to obtain disclosed APY is $500. Not available to businesses, Public Funds, or other Financial Institutions. Withdrawals may reduce earnings and are subject to early withdrawal penalties. Fees may reduce earnings. Offer subject to change without notice. Some restrictions may apply. Each renewal term will be the same as the original term.
