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Refinancing Your Mortgage
Lower your rate, improve terms, or tap into your home's equity to get cash out.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Roxanne, CustomerMy loan officer did a great job, very responsive and took time to answer every question. They made the home buying process feel much less scary.
Peyton, CustomerMy loan officer did a fantastic job. I'd recommend them to any friends or family buying a house!
A rate and term refinance allows you to change the terms of your current mortgage. You can choose to refinance to the same or a longer term to reduce monthly payments or shorten your term to pay your loan off quicker.
With a cash-out refinance, you can tap the equity in your home to pay for home improvements, pay off higher interest rate debt, fund your child’s college tuition or whatever you can dream up.
An FHA Streamline Refinance allows you to refinance a current FHA loan into a new FHA loan to lower your rate or change your loan term. An appraisal is not required, and the credit guidelines are more flexible than other types of mortgage finances.
FHA Streamline Refinance Details
The VA Streamline Refinance program, also known as the Interest Rate Reduction Refinancing Loan program (IRRRL), allows veterans who are current on their existing VA home loan to quickly and easily refinance to the lowest fixed rate available, with little to no out-of-pocket costs.
Thinking about buying a home or refinancing? If you apply with Midland between October 20, 2025 and January 31, 2026, we’ll send you a free IRobot Roomba® 105 Robot Vacuum after your loan closes.
Just use promo code ROBOVAC when you apply!
Our team of dedicated professionals are here to support you.