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Start Your Homeownership Journey Today
Reach the next milestone in your life with a mortgage loan from Midland.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Abigail, CustomerThey were responsive, calm, and attentive to all my questions as a first-time homebuyer. The process was simple, easy, and not stressful at all.
Paul, CustomerOur lender provided helpful information, kept us updated, and helped us navigate significant title delays. As an out-of-state client, close coordination and timely updates were key to our positive experience.
Thinking about buying a home or refinancing? If you apply with Midland between October 20, 2025 and January 31, 2026, we’ll send you a free IRobot Roomba® 105 Robot Vacuum after your loan closes.
Just use promo code ROBOVAC when you apply!*
Our easy-to-follow guides break down the home buying journey, from understanding pre-approval to pre-qualification and more, so you can move forward with confidence.
Designed for purchasing luxury or high-cost homes that are priced above the usual loan limits.
Need to move quickly? Get a short-term financial boost to seamlessly transition between your current home and new home.
If you are interested in owning rental homes, we can help provide the funding you need to purchase a property that will be rented out to tenants.
A construction loan is a short-term loan you can use to finance the construction of a new home. During construction, you can make interest-only payments at a fixed rate. Once construction is complete, you can convert the loan to a permanent mortgage.
If you want to purchase land to build a home, a lot loan is the perfect solution. A lot loan allows you to purchase property before you begin construction.
New to Real Estate? Here’s How Investment Property Loans Work
New to real estate investing? Learn how investment property loans work and what you may need to know about financing a rental property.
Need Cash for a Big Purchase? Compare Refinancing vs. Home Equity Loans
Looking to fund a big purchase by borrowing from your home’s value? You’ve got options. Explore home refinancing vs equity loan options including HELOCs.
*Applicants must use promo code ROBOVAC when submitting an online mortgage application or when meeting with their Mortgage Loan Originator. The free IRobot Roomba® 105 Robot Vacuum gift applies to loan applications on single-family, 1-4 unit properties for first-lien residential purchase or refinance mortgage loans only. Offer available on loan applications with Loan Estimate disclosures dated July 1, 2025 – August 31, 2025. This does not include pre-approval applications. No minimum loan amount is required to receive the offer. Standard loan program details still apply. All applications are subject to approval under Midland's underwriting guidelines. Gift is provided only upon loan approval and closing. Gift will be mailed to customers after the closing date to the new home’s address unless otherwise stated. Gift may be reported as taxable income and produce a 1099-MISC. Gift is limited to one per loan. No cash equivalent or transfer of prize is permitted. Offer subject to change without notice. Offer subject to change without notice. Offer cannot be combined with any other discounts, promotions, or incentives.
Our team of dedicated professionals are here to support you.
