How To Get Started
Does your organization need commercial lending services? Contact Midland States Bank to learn more about our solutions-based commitment to you.
All of our loans are serviced by commercial bankers, who’ll work with you to understand the specific needs of your industry and to structure loan terms to meet your needs. Loan terms can be set to correspond with the life of the asset, and repayment can be structured to your cash flow. Use it for equipment purchases, facilities purchases, business acquisitions, or debt refinancing.
Ideal for businesses that need easy access to cash for short periods of time, where sales growth is greater than its working capital. While our seasonal line of credit helps fund inventory and carry accounts receivable during business peaks, our business line of credit is a revolving line subject to annual review. Features include flexible interest-only payment option, competitive rates and fees, and fast approvals for quicker availability of proceeds
When you work with Midland, you’ll experience our relationship management approach. You’ll work with the same Commercial Relationship Manager and internal loan team from initial contact through project completion—a service not all banks offer. Use it for income-producing property, residential development and construction, or owner-occupied property.
Fast approvals allow for quicker availability of proceeds
Worry-free banking with automatic payment deduction
Competitive rates and fees
World-class customer service
At Midland States Bank, we take pride in our ability to enrich the businesses in our community. Our talented financial professionals do their best to understand the unique needs of each client, pointing them to the financial solutions that are best for them. Our business lending division expertly handles loans and accounts of all sizes. As technology has advanced, so have our services and ability to provide businesses with the resources they need.