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 Refer Today!
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Compare Business Savings Options

Prepare for Tomorrow with a Business Savings Account

Put your business’s excess cash in an interest-earning, FDIC-insured savings account.

Access Robust Digital Tools With Any Business Savings Account

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No matter which account you choose, you'll get:

  • Mobile Wallet
    Get convenient and secure access to funds using your mobile device.
  • Profile Linking
    View a complete picture of your business finances in one place.
  • Mobile Deposits
    Deposit checks from anywhere, saving time and a trip to the bank.
  • Account Alerts
    Access real-time updates on account activity.
  • Manage Account Access
    Control who has access to your funds.

Business Money Market

Best for businesses that have excess funds and want to maximize their earning potential while maintaining easy access to cash for future needs.

  • Higher interest rates than traditional savings accounts
  • Tiered interest rates based on account balance
  • FDIC insurance coverage up to the maximum allowed by law
  • Average minimum balance requirements and maintenance fees
  • Online and mobile banking capabilities for easy account management
  • Ability to link to a business checking account for easy transfers and management of funds
Learn More About Business Money Market

Business FlexSaver

Best for businesses that want a no-frills savings account that earns interest.

  • Lower minimum opening balance requirement than a Business Money Market account
  • Earn interest on your account balance
  • Access funds at any time
  • Free basic business online banking
  • Free e-statements
Learn More About Business FlexSaver

Get Started with a Midland Business Savings Account

1. Getting Started To open your account online, we will need to gather information specific to your business.
2. Account Eligibility You'll be asked to review initial eligibility information.
3. Open Your Account The application typically takes about 10-15 minutes.

Frequently Asked Questions

What are the benefits of a business savings account?

Business savings accounts offer several benefits, including FDIC insurance, easy access to funds, and the ability to earn interest on your savings.

What is the difference between a business savings account and a business checking account?

A business savings account saves and earns interest on funds, while a business checking account is for day-to-day transactions, such as paying bills and making purchases.

What types of businesses are eligible for a business savings account?

Any type of business including sole proprietors, partnerships, corporations, and LLCs can open a business savings account.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.

Open an Account

Get started online in just a few minutes—fast, easy, and secure.

 Start Now
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Refer. Earn. Repeat.

Tell a friend about Midland States Bank, and you’ll BOTH get $50 when they open a checking account and keep it open for 90 days.

 Refer Today!