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Mortgage Loans from Midland States Bank
At Midland States Bank, we make it easy for you to get a mortgage. Whether you're looking to buy your first home or refinance the loan on your current one, our mortgage experts can help. Reach the next milestone in your life with a mortgage loan from Midland States Bank.
Midland States Bank has many types of mortgage loans for you to choose from. Our options include:
Our most popular home loan.
Borrow more at lower rates.
Less out of pocket. More in your wallet.
Unlock powerful benefits for veterans.
Make your building plans a reality.
Bridge the gap between your old and new home.
Helping homeownership be more affordable in rural areas.
With our Digital Mortgage you can easily apply on your mobile device or computer in minutes. The conversational application will guide you through the process and it’s simple to upload documents, so you don’t have to make any trips to the bank. We’ll get you pre-qualified quickly and close your loan faster than most other lenders.
What Are Your Mortgage Loan Options With Midland States Bank?Midland States Bank has many types of mortgage loans for you to choose from. Our options include:
Why Get a Mortgage With Midland States Bank?When you get a mortgage from Midland States Bank, you'll benefit from:
Rate & Term Refinance
Adjust your mortgage terms to reduce your monthly payments or pay off your loan quicker.
Cash-Out Refinance
Pay for home improvements and other major expenses by tapping into your home's equity.
FHA & VA Streamline Refinance
Get a lower rate or change the term length on your FHA or VA loan.
The right mortgage for you depends on your financial situation and personal goals. The mortgage experts at Midland States Bank can help you find the best fit.
You will need mortgage insurance if you take out a conventional loan and your down payment is less than 20%. You will also need it if you get an FHA loan.
Generally speaking, you should refinance your mortgage when it saves you money or helps you pay for a significant home expense.
If you have questions around buying a home, we're here to help. See other popular frequently asked questions from homebuyers to help you on your journey to home ownership.
Midland States Bank is a financial services company specializing in mortgage loans. We have branch locations in Illinois and Missouri. You'll benefit from our mortgage expertise and exceptional service. Take advantage of our homebuyer resources so you can keep more money in your pocket while getting the home of your dreams.
Ready to start the mortgage process? Contact one of our conventional mortgage experts today to learn more about your options or get pre-approved to see an estimate of what you can afford.
