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Small Business

Partner with a world-class team of relationship managers and a suite of products designed to move your business forward.

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Dedicated Financial Experts for the Small Business Community

At Midland States Bank, we’re detailed and transparent through every step of the financial process so you can experience a smooth and quick transaction. We have experience helping businesses just like yours reach the next stage by helping them find the right financial solution to help them grow. 


Helping You Grow - Whether You’re Starting Out or Building Up

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Build the financial foundation of your business with a Midland operating account.


Checking Accounts

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We have the expertise to tailor a package that best fits your goals with secured, unsecured and line of credit lending programs.


Business Loans

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Collect payments anywhere with merchant services.


Merchant Services

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Explore Our Wealth Services for Small Businesses

We're proud to serve our local businesses by providing wealth management, business investment management, retirement plans, and health saving account services tailored to small businesses.

Request a Consultation

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Our savings account offerings are designed to meet every aspect of your business's financial needs. The following account types are available for your savings goals:

  • Traditional Savings
  • Certificate of Deposit (CDs)
  • Money Markets

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Our Cards Provide More Than Just Payments for Your Business

Debit Cards

Use your Midland States Bank Business Debit Mastercard® and receive automatic rebates across all types of everyday expenses.¹


Manage more of your day-to-day with built-in benefits from Mastercard ID Theft Protection™ (IDT) to Mobile Receipt Management and much more!²


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Credit Cards

Choose from our popular business credit card options such as low rate, cash back, or flexible rewards.³


No matter which card you select, your business will benefit from important features like free online expense reporting tools, no fee for additional employee cards, mobile payment capability, and more.


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Your small business is full of potential. We're here to help.

Position your business for success by partnering with a team of financial experts who have experience working with small business owners and the complexities that come with starting or growing a business. When you partner with us, we provide:

  • Extensive capabilities: Access a full suite of banking, lending and wealth services.
  • Flexible banking: Manage your small business's accounts online, on your phone or in person.
  • Scalable options: Upgrade and expand your services as you achieve your goals.
  • Personalized services: Consult with local experts who focus on small businesses.
  • Seamless integration: Augment your digital business tools with our versatile financial services.

You Have Questions, We Have Answers

You can open an account online, or contact Midland States Bank using one of the methods below and one of our bankers will get you signed up and provided with credentials and access to your banking product.

Methods of Contact:

  1. Fill out the contact form found at the bottom of each page.
  2. Call (855) 696-4352
  3. Schedule an appointment or stop by a local branch

Yes! Midland States Bank has numerous locations throughout Missouri and Illinois.

A small limited liability company (LLC) should choose a bank account that offers flexibility and a wide range of options. Midland States Bank will help your business manage the present while remaining flexible.

Yes! Our small business bank accounts are easy to customize so you can meet every deadline. Use our digital tools to shift funds and schedule payments.

Small business is defined as a privately owned corporation, partnership, or sole proprietorship that has fewer employees and less annual revenue than a corporation or regular-sized business. The definition of "small"—in terms of being able to apply for government support and qualify for preferential tax policy—varies by country and industry. Questions about if you qualify? Contact us and we'll be happy to help.

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Ready To Take Your First Step?

Whether you’ve been running a business for years or just starting out, we’re here to help by phone or in-person. Or complete the form below and a Midland States Bank representative will be in touch to understand more about your story and connect you with options

1-855-696-4352, Select Option 5

Schedule Appointment

1. You'll receive Mastercard Easy Savings Program rebates on top of merchant discounts and your card rewards. Restrictions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and rebate offers subject to change. All third-party trademarks are the property of their respective owners.

2. Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.

Mastercard, Mastercard ID Theft Protection™, MasterRental®, and Mastercard Easy Savings®, are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated..

3. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated.

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