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Midland States Bank corporate building lit up at night

A little about us.

A strong and growing diversified financial services company, we take heart in providing our clients with world-class service, our shareholders with ownership in a prosperous company, and our employees with a fulfilling career where they can advance. 

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We’re more than a bank.

From our modest beginnings as a one-branch bank in Effingham, Ill., Midland has grown and diversified into a unique financial services company. Today, Midland serves consumer, business and corporate clients with a full range of services:


We’ve expanded our services in recent years from traditional checking, savings and loans to how our clients truly want to conduct business—from mobile devices. Now you can deposit checks, transfer money, pay bills and access loan accounts quickly and simply from your smartphone, tablet and computer. Anytime, anywhere.

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With mortgage expertise as a specialized focus throughout our market area, we’ve expanded the number of mortgage lenders to cover Illinois and Missouri. We’ve increased the speed of processing loans, and our professional lenders help you every step of the way. 

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Business & Commercial

Our business and commercial banking teams expertly handle loans and accounts of all sizes. As technology has advanced, so have our services—and ability to provide businesses with the resources they need. 

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Treasury Management

Our Treasury Management team provides solutions for customers to match the unique needs of running a business.  Whether it’s accelerating receivables, optimizing payments, or protecting and investing your money with cash management services, we offer a complete line of business online banking products and services and fraud protection & controls.  As part of our personalized approach, our dedicated Treasury Management professionals evaluate each business and customize a program best suited to individual needs.  

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Since 1919, our services have expanded to include commercial, savings and trust. With assets under administration in the billions, Wealth Management continues to be one of our core offerings. 

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Equipment Leasing

It requires a superior level of personal attention to clients’ needs to build custom leasing and financing programs, Midland Equipment Finance, does just that. They tailor and manage programs for equipment and software vendors that sell healthcare supplies, retail petroleum, telecommunications systems, lighting, manufacturing, construction, transportation, environmental services and more. 

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FHA Multifamily & Healthcare Facility FHA Financing

Our subsidiary, Love Funding, is consistently ranked among the nation’s top FHA-insured lenders, with extensive experience in all aspects of real estate investment analysis and mortgage lending. They provide FHA financing for acquisition, refinancing, new construction and substantial rehabilitation for multi-family and affordable housing, healthcare facilities and hospitals, and more. 

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Midland States Bancorp, Inc. Companies

Midland States Bank logo


Midland Financial Advisors logo


Midland Institute for Entrepreneurship logo


Midland Wealth Management logo


Midland Trust Company logo


Love Funding logo


Midland Equipment Finance logo


Midland Lending Solutions logo


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Copyright © 2017 Midland States Bancorp, Inc. All rights reserved. Midland States Bank® is a registered trademark of Midland States Bancorp, Inc


Midland Financial Advisors: SEC Registered Investment Advisory Firm

Copyright © 2017 CFP® is a federally registered mark of the Certified Financial Planner Board of Standards, Inc. Planners are required to meet rigorous education, examination, experience, and ethics requirements in order to use the designation of CERTIFIED FINANCIAL PLANNER® professional. For more information, visit the CFP Board website.


NOT FDIC Insured, NO Bank Guarantee, May Lose Value, Not A Deposit, Not Insured By Any Federal Government Agency


Midland Wealth Management: Investment and Insurance Products:  NOT FDIC Insured, NO Bank Guarantee, May Lose Value, Not A Deposit, Not Insured By Any Federal Government Agency


Love Funding: COPYRIGHT 2017 Love Funding | All Rights Reserved


Midland Institute for Entrepreneurship: © Copyright 2020. All Rights Reserved.

The Midland Institute for Entrepreneurship is a 501(c)(3) organization. Donations are tax-deductible to the extent allowed by law. Information contained on the is not an endorsement of any product, service, or business.