Built for individuals looking for a Health Savings Account that complements their high-deductible insurance plans, it’s a win-win situation for you and your employees. HSA funds may be withdrawn by your employees—tax-free—for qualified medical expenses. You and your employees may make contributions into an HSA as long as your employees are enrolled in a qualified High Deductible Health Plan (HDHP).
- Lower your insurance costs
High-deductible insurance plans typically have lower premiums than HMO or PPO type plans
- Add value for your employees
You may be able to actually lower your employees’ out-of-pocket expenses by funding their deductible through an HSA, while paying less for their coverage
- Tax-free earnings
- No minimum balance to earn interest
- FDIC insured
- Pay with a Midland HSA Debit MasterCard, an HSA check or through Midland’s Online Banking
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