Open a Savings Account Today, Brighten Your Tomorrow
Open the right Midland savings account for you. Then, build it up and watch it grow.
| Feature | FlexSaver | YouthSaver | Money Market | Health Savings | CD | IRA CD |
|---|---|---|---|---|---|---|
| Min. opening balance | $50 | $5 | $2,500 | $0 | $500 | $500 |
| Min. daily balance to earn interest¹ | $.01 | $.01 | $.01 | $.01 | $.01 | $.01 |
| Monthly service charge | $3 | $0 | $15 | $0 | N/A | N/A |
| Knock service charge down to $0 | $250 min. daily balance requirement¹ or electronic deposit² | $2,500 min. daily balance¹ | ||||
| Branch/ATM Access | ||||||
| Debit Card Access | ||||||
| Online Banking | ||||||
| Mobile Alerts | ||||||
| Bank by Phone | ||||||
| Age Requirement3 | ||||||
| Tax Advantages⁴ | ||||||
| Overdraft Protection⁵ |
| Min. opening balance | $50 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | $3 |
| Knock service charge down to $0 | $250 min. daily balance requirement¹ or electronic deposit² |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account Online or open an account In-Person |
| Min. opening balance | $5 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | $0 |
| Knock service charge down to $0 | |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account In-Person |
| Min. opening balance | $2,500 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | $15 |
| Knock service charge down to $0 | $2,500 min. daily balance requirement¹ |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account Online or open an account In-Person |
| Min. opening balance | $0 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | $0 |
| Knock service charge down to $0 | |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account Online |
| Min. opening balance | $500 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | N/A |
| Knock service charge down to $0 | |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account Online or open an account In-Person |
| Min. opening balance | $500 |
|---|---|
| Min. daily balance to earn interest¹ | $.01 |
| Monthly service charge | N/A |
| Knock service charge down to $0 | |
| Branch/ATM Access | |
| Debit Card Access | |
| Online Banking | |
| Mobile Alerts | |
| Bank by Phone | |
| Age Requirement3 | |
| Tax Advantages⁴ | |
| Overdraft Protection⁵ | |
| Open Account | open an account In-Person |
Have been a customer for several years and am happy with the service. Great people.Dorothy, Customer for 10 Years
Reliable, safe, and convenient banking.Eric, Customer for 15 Years
Your bank is SO consistent in the areas of customer service, communications, keeping a close eye on our accounts and the activity related to this and you are never too busy to address any questions that we might have.Elizabeth, Customer for 28 Years
What Do You Need to Open a Bank Account?
Whether you're starting your first account or adding a new one, knowing what you need to open a bank account can save you time and hassle. Here's what you need to get started.
Do Checking Accounts Earn Interest?
Did you know checking accounts can help grow your money? Let’s break down how and when you can earn interest from your checking account.
Our team of dedicated professionals are here to support you.
Some restrictions may apply. A $40 fee will be charged when an account is closed within 180 days after opening. 1) Savings, Money Market, and Health Savings: Accrual of non-cash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Your interest rate and annual percentage yield may change at any time. CDs and IRAs: Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. Interest paid on collected balance. 2) FlexSaver: Knock your service charge down to $0 when you keep a minimum daily balance of $250 or receive a monthly electronic deposit (ACH) into this account. 3) YouthSaver Savings age requirement: Under 18 (with co-owner over the age of 18 years of age jointly owned by minor and parent/guardian). Upon account owner reaching 18 years of age, account automatically changes into a FlexSaver account 4) Health Savings Accounts are a depository instrument only. Insurance is not provided by the Bank. Consult your tax advisor for tax savings. 5) Link your savings or Money Market account to your Midland checking to prevent an overdraft. Account set-up is required. A fee of $10.00 per transfer will apply. Please ask for details.
See our Courtesy Overdraft Policy for further information.
