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Contact Us



Customer Care Center Hours (CST)

Monday – Friday  |  7:00 am – 9:00 pm

Saturday  |  9:00 am – 5:00 pm

Closed Sunday and federal banking holidays


Mailing Address

Midland States Bank
Customer Care Center
1201 Network Centre Drive
Effingham, IL 62401


Or visit us at

1201 Network Centre Drive
Effingham, IL 62401


Midland States Bank Routing Transit Number




Midland States Bank observes the following Federal Reserve Holidays and will be closed.

January 15, Monday

Martin Luther King Jr. Day


February 19, Monday

President's Day


May 27, Monday

Memorial Day


June 19, Wednesday

Juneteenth National Independence Day

July 4, Thursday

Independence Day


September 2, Monday

Labor Day


October 14, Monday

Columbus Day


November 11, Monday

Veterans Day

November 28, Thursday



December 24, Tuesday*

Christmas Eve (12:00pm Closing)


December 25, Wednesday

Christmas Day


January 1, 2025, Wednesday

New Year's Day

Download Our 2024 ACH Holiday Schedule


*NOTE: Files received after 12:00pm (Noon) on Christmas Eve will not be processed until the next Business Day, Thursday, December 26th. The earliest Effective Date for files processed after 12:00pm on Christmas Eve is Friday, December 27th.