Mobile Check Deposit

Step 1: Endorse the Back of the Check
This step is required.

Flip the check over and:

• Sign your name
• Write exactly: “For mobile deposit only at Midland States Bank”

Both the signature and this wording are required for mobile deposit.

Step 2: Take Photos of the Check
Use the app to take clear photos of the front and back of your check.

Step 3: Submit Your Deposit
Follow the prompts in the app to:

• Select your deposit account
• Enter the check amount
• Submit your deposit

You’ll receive confirmation once your deposit is successfully submitted.

Common reasons include:

• Missing or incorrect endorsement
• Poor photo quality
• Entered amount doesn’t match the check
• Exceeding mobile deposit limits

• Place the check on a flat, solid-colored surface
• Use good lighting with no shadows
• Wait for the green edge detectors before taking the photo

You can deposit checks using the mobile app with these limits:

• $10,000 per check
• $15,000 per day
• $30,000 in a rolling 30-day period

A rolling 30-day period means we total your deposits from the past 30 days, not the calendar month.

For example: A $5,000 deposit today counts toward your 30-day total for the next 30 days.