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Merchant Services

Our solutions let you accept all types of transactions to accelerate your receivables.

Midland provides businesses with payment acceptance capabilities, backing it all up with exceptional service, straightforward and transparent pricing, financial strength and stability to keep your operations efficient. 


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  • Expert technical support 24/7
  • Easily manage your merchant card processing to improve your cash flow with enhanced reports that help you manage payment processing, as well as manage, track and resolve disputes and chargebacks

Flexible point-of-sale (POS) solutions that maximize sales opportunities and increase fraud prevention

POS terminals

Tailored to the way you do business.



Wireless and mobile processing

Allows you to take your business on the road to increase sales.



Electronic Benefits Transfer (EBT) card processing

Increase sales and revenue by accepting payment from individuals using EBT cards issued by government programs like Social Security, state-issued food stamps, Women/Infants/Children (WIC) and Temporary Assistance to Needy Families (TANF).

PIN pads

A cost-effective way for processing debit/check cards while handling large-volume and small-ticket transactions.



Gift cards and loyalty programs

Drive traffic, gain new customers, increase sales and build brand awareness, keeping more money in your store.



Petroleum programs

Accept corporate purchasing card transactions for the Voyager Card and Wright Express Card programs.

eCommerce and gateways

Lets any business to process card transactions in a secure online gateway.



Electronic check processing

Reduce risk of fraud, ease the challenge of check acceptance, convert paper checks into an ACH transaction and deposit directly in your bank account.



Supermarket incentive program

Benefit from special interchange rates for supermarkets.

Midland States Bank is a registered ISO of Wells Fargo Bank, N.A., Concord, CA.

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