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Home Equity

Using your home’s equity is a money-saving way to finance a big purchase or
consolidate higher rate debt at a smaller rate than traditional unsecured lending. 

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Equity in your home.

A home equity loan uses the equity in your home as collateral to guarantee the loan. This reduces risk to the bank on this loan allowing you to enjoy a lower interest rate compared to an unsecured loan.


Fixed interest rate.

The rate on a Midland home equity loan is fixed for the life of the loan. So, your payment is consistent to allow for better budgeting for you.

Lump sum loan.

A home equity loan is paid to you in one lump sum and generally used for a single purpose, such as paying for a vehicle, a large home improvement, or the consolidation of debt.  If you need the flexibility of continuous access to your equity for various needs, you may want to consider a home equity line of credit.

All lending products are subject to application and credit approval. Home equity loans and lines also subject to acceptable appraisal and title search. 


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