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Your life’s plan.

Whether you’re planning for your kids’ college education, your retirement, organizing your insurance to make sure you’re adequately covered, or preparing for proper distribution of your estate assets, Midland’s financial planning experts will help keep you on track.


What to expect.

Financial planning is more than just a couple of conversations with your financial advisor—it’s a process to determine the best financial route for you, your family and your business.


Financial planning in 5 steps.

  1. Understanding your financial situation & goals.
    First, we’ll sit down to get an understanding of your current financial situation and your future goals related to you, your family and your business (if you’re a business owner).

  2. Developing a financial plan.
    We’ll work with you to determine if your goals are on track by identifying areas of progress and areas for improvement.

  3. Tailoring recommendations.
    If we feel your financial plan is going to fall short of your goals, we’ll recommend new strategies—so your plan is on solid ground from the start.

  4. Assisting with implementation.
    Changes to your plan may take time. We’ll help create a schedule for implementing your plan.

  5. Annual monitoring & review.
    We conduct annual reviews to ensure you're still on track to meet your established goals and make adjustments based on life events that may change your objectives.


Our financial planning services don’t end there.

We’re here to ensure your financial plan is effective throughout all life changes—expected or not. We’ll continue to monitor your plan, and we’re available to discuss your goals anytime.


Our expertise.

Our team of financial planners maintain nationally recognized certifications. We’re not commission based, so our recommendations are independent and impartial to keep your goals in mind. We have years of experience helping clients with:

  • Investment planning
  • Retirement planning
  • Education planning
  • Estate planning
  • Risk & insurance analysis
  • Income & estate tax planning
  • Charitable giving & philanthropic planning
  • Business succession planning


Financial Planning services offered through Midland States Bank and Midland Trust Company