stepup cd
Personal Savings

At Midland States Bank, you get more than great rates – you get people who really care.

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Open an account today!

30 Month Special Rate CD

2.88% APY*

Longest term with the best rate

24 Month Special Rate CD

2.69% APY*

One option to raise your rate during term

12 Month Special Rate CD

2.62% APY*

Shorter term with a great rate

Minimum balance to open a standard CD

$500*

Minimum balance to open the current CD Specials

$2,500*

 

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Features & Benefits

Fixed rates

Get a clear picture of your future earnings
with fixed rates.

Flexible terms

Terms are available from 1 week to 5 years.
Choose what works best for you.

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30 Month Special Rate CD: *Annual Percentage Yield (APY) is accurate as of 5/14/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. The 30-month CD converts to a standard 30-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.

24 Month Rate Boost CD: Annual Percentage Yield (APY) is accurate as of 5/21/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. The customer can increase the rate one time during the term to the current standard CD rate of the same duration. The maturity date will not change. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. CD automatically renews at maturity at the then current rate and without the Rate Boost option. The 24-month CD converts to a standard 24-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.

12 Month Special Rate CD: Annual Percentage Yield (APY) is accurate as of 5/21/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. The 12-month CD converts to a standard 12-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.

*Annual Percentage Yield (APY) vary and are based on the Certificate of Deposit term.