| Minimum opening balance | varies |
|---|---|
| Minimum daily balance to earn interest | $0.01 |
Personal Savings
Watch your CD rates rise with us.
At Midland States Bank, you get more than great rates – you get people who really care.
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Blue
Open an account at a participating Belvidere, Rockford or Freeport location.
30 Month Special Rate CD
3.00% APY*
Longest term with the best rate
24 Month Special Rate CD
2.77% APY
One option to raise your rate during term
12 Month Special Rate CD
2.70% APY
Shorter term with a great rate
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Orange
Features & Benefits
Fixed rates
Get a clear picture of your future earnings
with fixed rates.
Flexible terms
Terms are available from 1 week to 5 years.
Choose what works best for you.
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Light Grey
30 Month Special Rate CD: *Annual Percentage Yield (APY) is accurate as of 3/15/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. The 30-month CD converts to a standard 30-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.
24 Month Rate Boost CD: Annual Percentage Yield (APY) is accurate as of 2/20/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. The customer can increase the rate one time during the term to the current standard CD rate of the same duration. The maturity date will not change. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. CD automatically renews at maturity at the then current rate and without the Rate Boost option. The 24-month CD converts to a standard 24-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.
12 Month Special Rate CD: Annual Percentage Yield (APY) is accurate as of 2/20/2019. Minimum opening balance and minimum to obtain disclosed APY is $2,500. Not available to Public Funds or other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. The 12-month CD converts to a standard 12-month CD upon maturity. Offer subject to change without notice. Some restrictions may apply. Available at participating Midland locations. Member FDIC.