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¹ For Promotional Offer: Promotional period ends February 20, 2026. Gift card provided electronically within 2 business days after account opening. Gift may be reported on a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. The minimum opening balance required to open a checking account and obtain the bonus is $50.
2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.