Refer your friends and earn up to $500. Refer Today
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¹ Throw or gift of similar value may be reported on a 1099-INT or 1099-MISC; if unavailable, gift will be substituted. Branch accounts receive the gift at opening; accounts opened online will have the gift mailed to the address on file. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. The minimum opening balance required to open a checking account is $50.
For Solo Stove Sweepstakes offer: Entrants must be 18 years of age or older. Limit one entry per person. Midland States Bank employees and their immediate families are not eligible to win. Entries accepted 10/14/25- 11/28/25. Winners will be notified within 30 days of promotion completion. Customers who open a qualifying checking account (Totally Free Checking, Direct Interest Checking, 50+ Interest Checking, High Yield Checking, Business Interest Checking, and Totally Free Business Checking) during the promotional period will be automatically entered. No purchase necessary to win and will not increase your chances to win. To enter without opening a qualifying account, visit any participating Midland location. One Solo Stove® will be awarded at each branch, including our online branch. No cash equivalent, substitution, or transfer of prize permitted. Winner of the prize will be issued a 1099-INT or 1099-MISC. For a copy of the official rules or to enter without a qualifying account, visit any participating location
2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.
