Resources for Every Need
Discover valuable insights and practical tips to help you navigate your financial journey.
Payments Insider 1st Quarter 2026
In this issue, we explore the following topics: Understanding the 2026 ACH Rules Update for Corporate Originators and Third-Party Senders; the Top Five Third-Party Sender Audit Findings; B2B Instant Payments and E-Invoicing—A Perfect Match; and New Fraud Challenges for Third-Party Senders in 2026.
Payments Insider 4th Quarter 2025
In this issue, we discuss the following topics: Beat the New Year Hustle and Beyond with AI, Kick Off Your Payments New Year’s Resolution, and Start the New Year Strong with Payments Resources.
Payments Insider 3rd Quarter 2025
In this issue, we discuss the following topics: Nightmare on Check Fraud Street, Ghost Your NOCs and They’ll Come Back to Haunt You, and Don’t Let New Rules Changes Creep Up on Your Organization.
Payments Insider 2nd Quarter 2025
In this issue, we discuss the following topics: Countdown to Conversion: Preparing for the Fedwire® ISO 20022 Shift; Outsourced, Not Out of Mind: Navigating Third-Party ACH Risk; and Tokenization Tips: Managing Data Security with Fintech Partners.
Do I Need a Business Bank Account for an LLC?
Wondering if your LLC needs a separate bank account? Learn why it matters and how it helps you stay protected and organized.
Looking For Answers? Here's How a Business Bank Account Works
Learn how a business bank account works and how it helps your business stay organized, professional, and ready for growth. Start banking smarter today.
What Do You Need to Start a Business Bank Account?
Starting a business account? Here’s what you need to open a business checking account - documents, steps, and tips to make it easy.
Payments Insider 1st Quarter 2025
Inside this issue we discuss the following: ACH Rules Update for Corporate Originators and Third-Party Senders, 2024's Significant Audit Findings for Third-Party Senders, Beware of BOI Scams, and Five Key Payments Trends for Businesses to Watch in 2025.
Payments Insider 4th Quarter 2024
Inside this issue we discuss the following: Preparing for Fedwire’s ISO 20022 Transformation, The 12 Tips for Working with Your Financial Institution for a Remote Audit, Deck the Sales, Not Your Account: Combat Chargeback Fraud, and Share the Joy of Payment Resources.
Payments Insider 3rd Quarter 2024
Inside this issue we discuss the following: Not Reviewing Online Account Activity Daily? That’s SPOOKY!, Navigating the Treacherous Waters of Election Phishing Scams, Checkmate: Defending Your Business with Positive Pay, What Should be Included in a Third-Party Sender’s OFAC Policy?
Commercial Account Takeover
Midland States Bank has implemented procedures to stop or limit cyber fraudsters.
What is "Beneficial Ownership"?
One of the most important concepts is defining a “beneficial owner.” A beneficial owner is an individual who owns or controls the entity doing business with Midland.