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Vehicle Loans

Enjoy competitive rates and terms for RVs, watercraft, motorsports and more.

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What Vehicle Are You Daydreaming About? 

No matter where your adventurous spirit is leading you, Midland States Bank has the financing solutions you need to make your dreams a reality. From on-road vehicles to watercraft, we can finance it all. Some of our options include:

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Motor homes

Fifth-wheel travel trailers

Pop-up trailers

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Utility or sport ATVs


Side-by-side ATVs

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Jet skis

Snow mobiles

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RV Loans for the Open Highway

Whether you're planning a new family tradition or interested in trading your existing vehicle for a luxury coach, we have you covered. Our RV loans make it easy for you to hit the open highway in no time.

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boat iconThe Loans That Float Your Boat.

Whether you plan to zip around on a jet ski, fish in your favorite spot or sail the islands, Midland provides financing for all types of watercraft, large and small. When you’re ready to hit the water, look to Midland to finance your new or used watercraft. With flexible terms and speedy credit approvals*, we’ll customize the perfect loan to get you off dry land.


Why Take out a Recreational Vehicle Loan with Midland States Bank?

At Midland States Bank, we're dedicated to helping you achieve your goals. Whether you're interested in RV or watercraft financing, you can work with us to experience:

  1. A fast, easy online application process.
  2. Loans that are tailored to fit your needs.
  3. The ability to manage your loan online.
  4. World-class service from start to finish.

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two kids eating ice cream infront of their families RVExplore Like Never Before

Our goal is to make the process of financing your dreams as simple and transparent as possible. We offer the option of setting up automatic payments. This convenient service can help ensure you are never late or miss a payment. Additional benefits include:

  1. No prepayment penalty if you decide to pay off your loan early.
  2. End-to-end customer service to guide you through the loan process.
  3. The ability to view your current loan balance, transactions and history online.
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How do I apply for RV financing?

Midland States Bank offers an easy online or in person application process. No matter what type of vehicle or watercraft you need to finance, our requirements are simple. You'll have to be at least 18 years old with a government-issued ID. Once you share your personal and contact information, U.S. address and a social security number or employer identification number, we'll get you started.

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About Midland States Bank
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From individuals to businesses, Midland States Bank is dedicated to meeting the unique needs of each of our clients. We've grown a lot since opening our first branch in Effingham, Illinois. With our experienced team and diverse financial services, you can count on us to help you find the financing you need.


document needed iconGet pre-approved with Midland

Tell us about the recreational vehicle you want, and we’ll get you pre-approved for more leverage when negotiating the best purchase price. We offer a variety of finance options with the goal of tailoring a loan that fits your budget.

orange logo with cursor on it and white cubes floating around itFinance Your Adventure Today

We can help you hit the road or water in no time. Get started with our financing options today. Let’s Get Started (link to web to lead form)

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Credit score will be affected if Midland States Bank needs to run credit for loan approval.

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