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Personal Checking

A simple, straightforward account that doesn’t skimp on features, and allows you to manage your account at minimal cost to you.

Open An Account


With Liv Simply, you can always expect:

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Online, Mobile & Text Banking


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Debit Card

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Bill Pay and E-Statements


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Instant Issue Debit Cards

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Surcharge-free ATMs

per month

Minimum opening balance


Minimum monthly balance requirement


Monthly service charge



Light Grey

This account comes with monthly statements.

Choose which type of statement you prefer to receive: 

  • Electronic Statements (eStatement) $0
  • Mailed Paper Statements $3 

Some restrictions may apply. A $40 fee will be charged when account is closed within 180 days after opening. Foreign ATM fees by ATM owners other than Midland States Bank will be charged as the fee occurs. Bank rules and regulations apply. Applicable carrier data and message rates apply.