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Convenient Loan Application Solutions

Search below for information and common questions related to applying online for a consumer loan.

Consumer Online Loan Application Frequently Asked Questions

There is not a fee to submit an application for a loan using our online application.

Yes. For your convenience, an email will be sent to the address you provide when you begin your application. Simply follow the instructions in that email to log back in at your convenience.

Midland currently offers vehicle and personal loan applications through our online system. Visit our vehicle loan page or personal loan page for further information on each loan type.

For information on applying for another loan type, Contact customer care or your nearest branch location.

For mortgage loan inquiries, visit our mortgage resource information page.

To submit an application for a loan using our online system, you’ll need the following information:

  • Personal and Contact Information
  • Physical Address Located in Illinois or Missouri
  • Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • 18 Years of Age with a Government Issued ID

Contact customer careor your nearest branch location for further information on applications outside of the above parameters.

Midland accepts online loan applications from individuals 18 years of age and older with a government issued ID who have a physical address located in Illinois or Missouri.

Contact customer care or your nearest branch location for further information on how to apply if you do not meet these criteria and can’t use our online application.

Yes. Co-owner information is collected during the application started with the primary applicant and the system will guide the applicant through the process.

To submit an application for a loan using our online system, all applicants must be 18 years of age.

Contact customer care or your nearest branch location for further information on applications where at least one applicant is under age 18.

To submit an application for a loan using our online system, all applicants must be 18 years of age.

Contact customer care or your nearest branch location for further information on applications where at least one applicant is under age 18.

At present, all applicants must have a physical address located in Illinois or Missouri.

Contact customer care or your nearest branch location for further information on applications outside these areas.

For further information on interest rates, please contact our online loan team at 855-696-4352.

A member of our online loan support team will contact the applicant with a loan decision and any next steps. In addition, applicants will be able to see the status of their application inside our loan application system by logging in with the user name and password that were established at the time the application was started. 

If you have received a denial, unfortunately, we can’t proceed with the loan based on the information that was submitted or obtained. A member of our online loan team will contact you with further information.

There’s a number of reasons why your application may not have processed immediately. A member of our online loan support team will also review your application and contact you.

Should you need to reach us in the meantime, please contact us at 855-696-4352 or email us at msb@oao.midlandsb.com.

To check the status of your online application, simply log back into the online loan application system to check on the status of your loan. Applicants can also contact our online loan support team at 855-696-4352 or email us at msb@oao.midlandsb.com.

Midland Customer Care is available at 1-855-696-4352.

Applicants can also email us at msb@oao.midlandsb.com.

We have more than 50 locations throughout Illinois and Missouri. Find a location near you.

Visit our vehicle loan information page for detailed information specific to the types of vehicle and loan options available.

Our online application is available for new and used vehicle purchases and vehicle refinancing. 

Visit our recreational vehicle information page for detailed information specific to the types of recreational vehicles and loan options available.

To apply for a recreational vehicle, please contact our online loan team at 855-696-4352.

Visit our personal loan information page for detailed information specific to the types of personal loans and uses.

Our online application is available for personal loans between $1,000 and $7,500.  Should you be interested in a loan for a larger amount, contact our online loan team at 855-696-4352. 

Yes. Midland offers home mortgage loans. Visit our mortgage resource information page to start your home ownership journey.

Midland does not currently offer student loan financing. For further information on other types of personal loans, visit our personal loan information page or contact our online loan team at 855-696-4352.