Whether you're laying the foundation or scouting the perfect lot, our construction and lot loans bring your vision to life.
Building your dream home is an exciting endeavor. At Midland States Bank, we provide loans to make financing those dreams easy and stress-free.
At Midland, we know it only takes a moment for an idea to spark, to find your dream home, or to start planning for your forever. Whatever your moments are, we're here for them. Learn who we are.
Tod, CustomerMy loan officer exceeded all expectations. They were extremely skilled, responsive even late at night, and provided a rare level of service in today's world. Midland is lucky to have them!
Paul Franco, CustomerThe process was straightforward and simple. I received a lot of support from the loan manager and staff. They addressed my concerns, helped secure a good mortgage rate, and made the process less stressful overall.
Save money during construction with a low, fixed interest rate, interest-only payments and one upfront closing cost.
Buy the land you want without the pressure of building immediately.
Our construction loans easily convert to a traditional mortgage once the build is complete, simplifying the financing process.
A construction or lot loan gives you the freedom choose where you want to live and the ability to make your home completely yours.
Our team of dedicated professionals are here to support you.