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Midland Equipment Financing

Single-Page Application for Transactions Up to $500,000 & Same-Day Credit Decisioning

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A thumbs up icon with a starburst above the thumbFinancing Your Construction Equipment Means More Access to Your Capital 

Midland Equipment Financing provides several benefits, including: 

  • Single-Page Application for Transactions up to $500,000 
  • Accessible to Customers Located in all 50 states 
  • Loan and Lease Programs Available 
  • Equipment Financing Amounts from $50,000 - $5,000,000+ 
  • Flexible Equipment Financing Terms from 1-7 Years 
  • Section 179 Qualified Finance Agreement 
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Looking for more payment options to offer your customers?

It’s easier than you think with Midland Equipment Finance.

Vendor Partnership Program


Keep Building with Our Construction Equipment Financing  

Midland Equipment Finance provides equipment loans, operating leases, and equipment financing agreements for construction businesses in many sectors. From contractors to excavation and road construction companies, we’re here to help. Assets we cover, include:  

  • Working capital loans for equipment purchases  
  • Financing for heavy equipment leasing or purchase  
  • Skid steer financing  
  • Backhoe financing  
  • Excavator financing  
  • Concrete and asphalt equipment  


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A Top 50 Equipment Finance and Leasing Company in the US

As reported in the The Monitor Bank 50 list for asset size and new business volume. 


Meet Our Management Team

equipment swap out iconReplace Worn-Out Equipment Affordably

The variety of financing options we offer sets us apart from other heavy equipment financing companies. Replace worn-out equipment without a large upfront cost. Choose financing that fits your budget, including construction equipment leasing, lease-to-own programs, or loans. 

Get More Information

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save on taxes iconSave on Taxes Utilizing Section 179

Section 179 of the US tax code allows businesses to deduct the entire amount of a vehicle purchase from their taxable income. Use our construction equipment leasing and financing options to lower your taxable income. Claim the full purchase amount the year of the initial equipment purchase for the greatest tax savings. 

Let's Get Started

lower your risk iconLower the Risk for Construction Businesses

Outdated construction equipment is dangerous and puts your business at risk. A construction equipment loan from Midland Equipment Financing lets you finance the purchase of new equipment to replace old or outdated equipment to lower your risk. It also reduces the financial risk by protecting you from a large upfront cost.

Let's Connect

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access your capital iconKeep Access to Your Capital

Construction businesses face many big expenses, and having working capital on hand is vital. Tying up too much money in a large equipment purchase can hurt your business workflow. Heavy equipment financing protects your capital to use for other business purposes, while giving you the equipment needed to get the job done. 

Talk to a Specialist

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Your Partner in Construction Equipment Financing and Leasing

One of the largest expenses for the construction business is purchasing equipment. With tailored financing options for everything from skid steer financing to heavy equipment leasing, Midland Equipment Financing can help construction companies acquire the equipment they need. We strive to build long-term relationships with our clients, and we measure our success by their satisfaction. With competitive rates and unparalleled service, we are here to help your construction business stay at the front of your industry.

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How We Partner with Vendors & Dealers

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1. Partnership

After applying, Midland Equipment Finance (MEF) reviews vendor and dealer applications and begins talking with applicants.


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2. Prospect

Once a partnership is formed, vendors and dealers make introductions between MEF and their clients with MEF now being able to contact the customer directly to discuss their needs and create a tailored financing solution.

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3. Review

MEF assesses the available credit options and structures based on the client’s financial statements. Customers select their preferred options.


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4. Underwriting

Performed by MEF and upon agreement by the client, MEF coordinates with third parties to ensure timely delivery of funds.

How We Partner with End-Users

Step 1: Apply



Contact us to start with our simple one page application for transactions up to $500K

Step 2: Connect

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Enjoy same-day turnaround on credit decisioning & documentation

Step 3: Fund

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Receive funding in as fast as 24 hours


Ready to Finance? Begin Here.
Tell us about your business to get started. If you're already a Midland Equipment Finance customer, please connect with your Account Manager directly for advice tailored to you.