Accounts Receivable (AR) Solutions & Banking Services

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Midland is Your Financial Efficiency Partner

With Accounts Receivable (AR) solutions, you’ll get:

Faster collection of payments received
Improved accuracy through automated processes
Streamlined invoicing to enhance efficiency

Remote Deposit Services

Make convenient deposits into your Midland business checking account.

Remote Deposit Capture (RDC)
Mobile Remote Deposit Capture (mRDC)

Learn More about Commercial Remote Deposit Services

ACH Receivables

Collect payments electronically for more control over cash flow.

Standard and same-day ACH originations
Direct Payment
ACH initiation through Business Online Banking

Learn More about Commercial ACH Receivables

Lockbox Solutions

Spend less time processing payments with our Lockbox solutions.

Wholesale Lockbox
Retail Lockbox

Learn More about Commercial Lockbox Solutions

Merchant Services

Accept customer payments anytime, from anywhere – shortening the time it takes for you to get paid.

In-person Point-of-Sale (POS) systems
Online virtual terminals
Mobile card acceptance
Check and gift card processing

Learn More about Commercial Merchant Services

Optimize Your Business Cash Flow with Midland Receivable Solutions

Get the personalized solutions to match your unique needs of running a business.

1. Transform Transform your accounts receivable with just a click.

2. Contact Us Complete the request form and choose 'Treasury Management Services.'

3. Connect with an Expert 3. We’ll connect you with an expert who can provide a custom solution for your business.

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Frequently Asked Questions

What are accounts receivable (AR) solutions?

AR solutions help businesses streamline invoicing, payment collection, and cash flow management. They typically include tools like remote deposit, automated clearing house (ACH), electronic data interchange (EDI), and lockbox services.

How can AR solutions benefit my business?

By adopting our AR solutions, your business can enjoy faster payment processing, reduced administrative work, improved cash flow, and lower instances of bad debt. These services can also enhance the customer payment experience, which is critical for customer retention.

Are your AR services secure?

We prioritize your security, employing state-of-the-art encryption and fraud detection systems to safeguard your transactions and sensitive data.

Can your services integrate with my existing financial systems?

Our services are designed for compatibility with various financial systems, ensuring a smooth integration process that maintains data integrity and simplifies your operations.

What types of businesses can use your AR management services?

Our services are scalable and suitable for businesses of all sizes, from small and medium-sized enterprises to large corporations. We tailor our solutions to meet the unique needs of your industry and business model.

How does the electronic data interchange (EDI) benefit my AR process?

EDI automates the exchange of financial documents between businesses and customers or suppliers, streamlining the billing process, reducing errors, and expediting the payment cycle.

What is a Lockbox service, and how does it work?

Lockbox is a payment processing service that allows businesses to receive customer payments at a secure, centralized location. This centralized collection accelerates the availability of funds and reduces processing time.

How do I get started with Midland's AR solutions?

Getting started is simple. Fill out our contact form, select 'Treasury Management Services,' and one of our specialists will reach out to discuss your specific needs and customize solutions for your business.

Do you offer customer support for AR solutions?

We provide comprehensive support for all our AR solutions. Our team will assist you with setup, training, and ongoing support needs.

What is remote deposit, and how can it help my business?

With Remote Deposit Capture, you can deposit checks into your business account from your business location using a secure scanner. It saves time, reduces the risk of check loss or theft, and expedites fund availability. If you have the Midland States Bank Business app, you can also use the Mobile Remote Deposit Capture feature to deposit checks from your mobile device quickly and securely.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.

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