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Personal Savings

The FlexSaver account is the perfect place to get started.
Park extra cash for those rainy days, save it for the beach or sock it away for emergencies.

Open An Account

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The proof’s in the numbers.

Deposit as little as $100 each month and watch your savings grow, even after a short time.

Starting balance: $50
Year 1: $1,250
Year 2: $2,450
Year 3: $3,650      
Year 4: $4,850  
Year 5: $6,050

per month
Minimum opening balance $50
Minimum daily balance to earn interest $0.01
Monthly service charge $3


Knock your service charge down to $0.
Keep a minimum daily balance of $250 or receive a monthly electronic deposit (known as ACH) into this account.


Features and Benefits

Automatic savings

Set up automated weekly, bi-weekly or monthly transfers from your Midland checking account.

Convenient access

Get free, unlimited access to your account when you visit any Midland States Bank branch or ATM. This includes deposits, withdrawals or transfers.

Overdraft protection

Link your FlexSaver account to your Midland checking account and protect yourself against unexpected overdrafts.

With Midland FlexSaver, you can always expect:

  • FDIC insured up to the maximum coverage allowed. 
  • Free online, mobile and touch-tone phone banking

Some restrictions may apply. A minimum daily balance of $0.01 is required to obtain the disclosed Annual Percentage Yield (APY). A $40 fee will be charged when account is closed within 180 days after opening. Accrual of interest on noncash deposits will begin no later than the business day Midland States Bank receives credit for the deposit of noncash items (for example, checks). Fees could reduce earnings.