Personal Loans
Whether you’re looking to consolidate debt, have medical expenses, pay for a family event or are making a major purchase, we’re ready to help.
Before You Apply
Documentation Needed for All Borrowers
- Personal and Contact Information
- Physical Address Located in Illinois or Missouri
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
- 18 Years of Age with a Government Issued ID
- Unsecured Loan - Primary address located in Illinois or Missouri
- Home Equity Line of Credit (HELOC) - Applications accepted with primary address located in Illinois and Missouri.
After Application is Submitted, We Will:
- Guide you through the loan process
- Help you complete your loan application package
- Help you select the best program and interest rate
An unsecured loan does not require collateral or assets, such as a home or car. Instead, the loan is based on your creditworthiness, income, and other factors. These loans can be a good option for borrowers who don't have available assets or do not want to borrow against them.
A HELOC is a type of loan that is secured by the equity you have in your home. The amount you can borrow is typically based on a percentage of your home's appraised value, minus any outstanding mortgage balances. With a HELOC, you can access a revolving line of credit that you can use for ongoing projects or large expenses.
We’re here to help.
If you do not meet the above criteria to use our online system or don’t see a loan option that meets your current need, our online loan support team can help.