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Personal Loans

Whether you’re looking to consolidate debt, have medical expenses, pay for a family event or are making a major purchase, we’re ready to help.

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Before You Apply

Documentation Needed for All Borrowers

  • Personal and Contact Information
  • Physical Address Located in Illinois or Missouri
  • Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
  • 18 Years of Age with a Government Issued ID
  • Unsecured Loan - Primary address located in Illinois or Missouri 
  • Home Equity Line of Credit (HELOC) - Applications accepted with primary address located in Illinois and Missouri.

After Application is Submitted, We Will:

  • Guide you through the loan process
  • Help you complete your loan application package
  • Help you select the best program and interest rate
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An unsecured loan does not require collateral or assets, such as a home or car. Instead, the loan is based on your creditworthiness, income, and other factors. These loans can be a good option for borrowers who don't have available assets or do not want to borrow against them.

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A HELOC is a type of loan that is secured by the equity you have in your home. The amount you can borrow is typically based on a percentage of your home's appraised value, minus any outstanding mortgage balances. With a HELOC, you can access a revolving line of credit that you can use for ongoing projects or large expenses. 

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We’re here to help.

If you do not meet the above criteria to use our online system or don’t see a loan option that meets your current need, our online loan support team can help.