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Online Account Opening
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Which account fits you best?

 

Account Feature Liv Unlimited Liv Simply
Debit Card
Online Banking
Online Bill Pay
Mobile Banking App

Text Banking
Money Management
Allpoint Surchare-Free ATMs*
ATM Refunds¹  
Free Checks  
Earns Interest²  
 


$0 per month

when you have a daily balance of $5,000 or more. Otherwise, $10.

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$0 per month

with electronic statements. $3 per month with paper statements.

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Minimum opening deposit for personal checking account is $50. A $40 fee will be charged when account is closed within 180 days after opening. *1) Our ATM fee is waived when using Non-Midland owned ATMs with unlimited fee reimbursement for Liv unlimited accounts. Non-Midland ATM fees still apply. Foreign ATM fees by ATM owners other than Midland States Bank will be charged as the fee occurs. 2) Minimum daily balance to earn interest is $0.01. Accrual of non-cash deposits - interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Your interest rate and annual percentage yield may change at any time. 3) Insurance products are: Not a Deposit. Not FDIC-Insured. Not insured by any federal government agency. Not guaranteed by the Bank. Personal Identity Protection and Cell Phone Protection are subject to additional terms and conditions.

*The Allpoint app can only be used on iPhone and Android devices. Message and data rates from your phone carrier may apply.