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Midland Equipment Finance

Flexible loans and leases to finance commercial, specialty vehicles and more.

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A thumbs up icon with a starburst above the thumbFinancing Vehicles Keeps Money In Your Wallet

The advantages of working with Midland Equipment Finance include:

  • Same-day Commencements
  • Flexible Loans with Competitive Rates
  • Equipment Finance Agreements Available
  • TRAC Lease Options
  • Seasonal Payment Plans
  • Titled Equipment
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White company vans and trucks outside of store front.

Looking for more payment options to offer your customers?

It’s easier than you think with Midland Equipment Finance.

Vendor Partnership Program


Get Moving with Our Transportation Equipment Financing

When trucks and transportation are your business, your equipment is critical. We provide you with the financing you need to successfully manage and grow your business. Assets we finance, include:


  • Semi-Trucks
  • Dump Trucks
  • Concrete Trucks
  • Garbage Trucks
  • Freight Hauling
  • Heavy Duty Vehicles
  • Delivery Vehicles
  • And much more!

Specialty Vehicles we finance include:

  • Motor Coaches
  • Shuttle Buses
  • Ambulances
  • Fire Trucks
  • Tow Trucks
  • School Buses
  • And more!



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A Top 50 Equipment Finance and Leasing Company in the US

As reported in the The Monitor Bank 50 list for asset size and new business volume. 


Meet Our Management Team

same day approval iconGet same-day approvals on specialty vehicle & transportation financing.

We provide same-day approvals on our commercial, semi truck, dump truck, and tow truck loans and leases. Send in an application today and we can get you a credit decision ASAP. Our representatives work hard to make sure you get the financing you need when you need it.

Get More Information

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dump truck icon with handshake behindDon't wait for the equipment you need.

In the trucking industry, you're often only as good as your best truck. Don't get side-swiped by the competition. With a loan or lease from Midland Equipment Finance, you'll be able to bolster your fleet and your income without a wait.

Let's Get Started

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agreement with thumbs up iconAn application process that's as fast as it is painless.

Need less than $500,000? Our simple, one-page application process is the easiest way to get started. We provide one of the easiest application processes available, so you can get your money — and get on the road — fast.

Let's Connect

Frequently Asked Questions

Midland Equipment Finance provides financing for companies in all industries, including the trucking industry. That includes: semi trucks, dump trucks, tow trucks, and other commercial vehicles. If you rely upon your vehicles for your business, we can help you grow. Contact us today to find out more.

It's remarkably simple! If you're applying for a loan of $500,000 or less, you can go through our simplified, one-page application, which collects basic information about your business, its revenue, and its assets. If you need more, you can talk to us today about your options; we're standing by to help you.

Equipment loans and leases are backed with the value of the equipment, so they are less difficult to get than unsecured loans. Whatever your company's income and credit history, we can take a look at your application and find the right options for you. After all, you can't run a trucking business without trucks!

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Financing Partners You Can Trust

At Midland Equipment Finance, we're part of the community. We work hard to provide value to the businesses that come to us — not just as lenders, but as partners. We will work with you to find you the loan and lease options that make sense for you. With an extraordinary number of options — from commercial TRAC leases to specialty vehicle loans — we can make sure you get the most flexibility and the best rates.

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How We Partner with Vendors & Dealers

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1. Partnership

After applying, Midland Equipment Finance (MEF) reviews vendor and dealer applications and begins talking with applicants.


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2. Prospect

Once a partnership is formed, vendors and dealers make introductions between MEF and their clients with MEF now being able to contact the customer directly to discuss their needs and create a tailored financing solution.

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3. Review

MEF assesses the available credit options and structures based on the client’s financial statements. Customers select their preferred options.


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4. Underwriting

Performed by MEF and upon agreement by the client, MEF coordinates with third parties to ensure timely delivery of funds.

How We Partner with End-Users

Step 1: Apply



Contact us to start with our simple one page application for transactions up to $500K

Step 2: Connect

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Enjoy same-day turnaround on credit decisioning & documentation

Step 3: Fund

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Receive funding in as fast as 24 hours


Ready to Finance? Begin Here.
Tell us about your business to get started. If you're already a Midland Equipment Finance customer, please connect with your Account Manager directly for advice tailored to you.