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Equipment Financing

Grow your business by providing more financing options to your customers.

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thumbs up iconPerks of Being a Vendor Partner

The advantages of working with Midland Equipment Finance include: 

  • Easy onboarding with specialist who have industry-specific funding expertise 
  • Flexible loan and lease programs to help you close more deals faster 
  • Hassle-free single page application for transactions up to $500,000+ 
  • Same-day credit approvals for your customers 
  • We’re a division of Midland States Bank (NASDAQ | MSBI)

A Top 50 Bank Equipment Finance and Leasing Company in the US

Meet Our Management Team

equipment with dollar signs around it iconAlternative Payment Plans Increase Your Bottom Line

Providing customers with multiple payment options can increase your ability to close sales while reducing your reliance on discounting. Affordable financing options make it easy for customers to purchase what they need from you quickly, conveniently, and without the need for discounts that cut into your margins.

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low price iconMaking Equipment Affordable Moves Inventory

You want to keep your inventory moving. But large equipment can sit for a long time. With competitive financing options, though, you can keep your inventory moving more easily. When vendors are happy with what they're getting from you, they'll come back to buy the next time they need something. That leads to customer loyalty and repeat business, for a better bottom line.

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money with thumbs up iconFast Funding Helps to Keep Customers Happier 

Midland Equipment Finance’s vendor program leads to happy customers who can get what they need. These customers want to purchase equipment that will improve their companies, and with equipment vendor financing options that's easier to do than ever before.

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Midland Equipment Finance: Your Partner in Equipment Financing 

Midland Equipment Finance looks forward to partnering with you to find the right type of financing options for your customers. Our experts provide end-to-end support and industry-specific expertise to get you connected to financing solutions that are tailored to your industry and unique needs. Contact us today to learn more about our equipment financing vendor program. 

Our Partnership Experience Spans a Variety of Industries

We partner with businesses to provide financing options for a variety of industries, including:


Get more payment options for your customers in the construction industry.



Your customers can get the needed equipment to keep their assembly lines running. 


Forestry & Logging

Cutting trees, preparing them, and getting them to customers is all easier with proper financing. 



Trucking companies and others that transport goods and people need the right heavy equipment. 


Golf & Turf

Finance turf maintenance equipment and more today.

Specialty Vehicles

Different vocations need different options, and financing can help provide those options. 


Environmental & Waste

Waste management is a vital part of life, and companies that work in that space need proper equipment. 



The level of equipment needed for a healthcare setting is always changing, and can help save lives. 



IT companies continue to grow, and the range of equipment they need changes as they develop.

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How We Partner with Vendors & Dealers

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1. Partnership

After applying, Midland Equipment Finance (MEF) reviews vendor and dealer applications and begins talking with applicants.


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2. Prospect

Once a partnership is formed, vendors and dealers make introductions between MEF and their clients with MEF now being able to contact the customer directly to discuss their needs and create a tailored financing solution.

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3. Review

MEF assesses the available credit options and structures based on the client’s financial statements. Customers select their preferred options.


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4. Underwriting

Performed by MEF and upon agreement by the client, MEF coordinates with third parties to ensure timely delivery of funds.

How We Partner with End-Users

Step 1: Apply



Contact us to start with our simple one page application for transactions up to $500K

Step 2: Connect

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Enjoy same-day turnaround on credit decisioning & documentation

Step 3: Fund

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Receive funding in as fast as 24 hours


Ready to Finance? Begin Here.
Tell us about your business to get started. If you're already a Midland Equipment Finance customer, please connect with your Account Manager directly for advice tailored to you.