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Explore Options

Equipment Financing that Keeps Your Business Moving Forward

Discover funding options to meet your equipment needs.

Expert Guidance for Equipment Financing

Midland offers deep experience in business lending, delivering competitive pricing and responsive support through our Commercial Lending team.

Flexible Financing Solutions

Our lenders work directly with businesses to provide equipment financing options that align with their operational goals.

Timely Credit Decisions

We are committed to efficient review and decision processes to help keep projects and purchases moving forward.

Financing That Fits Your Business

We offer equipment financing with terms designed to support a variety of business needs.

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Equipment Financing Solutions Based on Your Industry

Work with a professional lender who can help customize the right financing for your business.

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Financing You Need to Grow Your Business

Find Funding Whether you’re a new or well-established organization, Midland has the right loan to fund your next project. 
Connect with an Expert Fill out our contact form, and we’ll connect you with an expert who can help customize a solution for you.

Frequently Asked Questions

What’s the benefit of getting a business loan or line of credit?

Getting a business loan is a smart choice for companies in various industries. It offers timely access to funding for essential expenses like inventory, real estate, and equipment. Instead of paying out of pocket, you can finance purchases over several years.

Beyond providing capital, borrowing may improve your credit score, making it easier to obtain larger loans. Our options, including business lines of credit and secured loans, enhance your credit score as you repay.

Commercial loans help your business achieve its goals by providing the resources to flourish and expand.

What will I need to apply for financing?

We'll collect information that helps us understand your business and measure lending risk. Factors we consider include:

  • Industry
  • Years in business
  • Yearly revenue
  • Business credit score, plus any individuals listed on the loan
  • Business ratio of debt versus income

What are your interest rates?

We determine interest rates by assessing each borrower's situation and current market trends. After considering your application, we'll put you into a tiered interest bracket according to your risk level on a scale from one to ten, with one being the lowest risk.

Prefer Personal Assistance?

Our team of dedicated professionals are here to support you.

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Refer. Earn. Repeat.

Tell a friend about Midland States Bank, and you’ll BOTH get $50 when they open a checking account and keep it open for 90 days.

 Refer Today!