Public Funds Interest lets your business earn interest on your account balance while providing a number of free transactions per month.

Public Funds Interest

*Plus up to 200 FREE transactions per month

This account comes with monthly statements.

Choose which type of statement you prefer to receive:

• Electronic Statements (eStatement) $0
• Mailed Paper Statements $3

*A monthly service fee of $15 will be charged unless you maintain a minimum daily balance of $2,500. The first 200 transactions per month will not be charge​d a fee. Transactions include deposit tickets, deposited items, checks, ACH, wires and other transactions. A fee of $0.50 will be charged for each additional transaction over 200 per month. A $40 fee will be charged when account is closed within 180 days after opening. Minimum daily balance to earn interest is $1. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Your interest rate may change at any time at our discretion. The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. Checking accounts with no activity for 1-year and savings accounts with no activity for 2-years will incur a monthly $10 dormant fee if the balance is below $50. The fee will be charged until the account returns to active. If the account depletes to $0, it will be closed the following business day. Compounding and Crediting – Interest will be compounded and credited by the end of every month. Fees could reduce earnings.

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