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Public Funds
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Public Funds Interest


Minimum opening balance: $100


Minimum daily balance requirement: $2,500 

(or $10,000 combined in checking and savings)


Monthly service charge: $15 

(Your fee is reduced by interest credited to the account— or keeping the minimum balance requirement.)


Plus up to 250 FREE transactions per month


A monthly service fee of $15 will be charged unless you maintain a minimum daily balance of $2,500 or a $10,000 combined daily balance in checking and savings accounts. The first 250 transactions per month will not be charged a fee. Transactions include deposit tickets, deposited items, checks, ACH, wires and other transactions. A fee of $0.25 will be charged for each additional transaction over 250 per month. A $40 fee will be charged when account is closed within 180 days after opening. Minimum daily balance to earn interest is $1. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Your interest rate may change at any time at our discretion. The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change. The interest rate for your account will be suspended in the event your account status becomes dormant. Compounding and Crediting – Interest will be compounded every month. Fees could reduce earnings.

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