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Public Funds

Designed for public fund entities with lower transaction volumes, Public Funds Essential is a straightforward checking account designed to simplify your banking and let you focus on the unique needs of your organization.

Public Funds Essential


Minimum Opening Balance $100
Minimum monthly balance requirement $0
Monthly maintenance fee $0*


Plus up to 350 FREE transactions per month

*Public Funds Essential Checking transactions include deposit tickets, deposited items, checks, ACH, wires and other transactions. A fee of $0.50 will be charged for each additional transaction over 350 per month. A $40 fee will be charged when account is closed within 180 days after opening.

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This account comes with monthly statements.

Choose which type of statement you prefer to receive:

  • Electronic Statements (eStatement) $0
  • Mailed Paper Statements $3


  • No monthly maintenance fee
  • Up to 350 transactions per month at no charge
  • Free Basic Business Online Banking
  • Free e-statements
  • Add Treasury Management services to efficiently manage cash flow and track financial information. Contact Midland States Bank to learn more.


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