When checking is simple, there’s more time for moments that shine.
Totally Free CheckingA free account for everyone. No minimum balance. No monthly service charge.Learn More
Direct Interest CheckingEarn interest with the convenience of direct deposit or any automatic payment.Learn More
High Yield CheckingAn account for those interested in higher interest.Learn More
Life Moves in Moments
Some moments catch us by surprise. And others? We’re prepared for.
At Midland, we believe in planning with purpose. We help you stay focused on what matters – now and in the years to come.
Let’s make your future brighter together.
You might say we're unlike any other bank.
And you'd be right.
The tellers are all so friendly, and the service is very personal. They suggested that I consider a Money Market Account and were clear in their explanation. They were not pushy, answered my questions, and then let me take my time to mull it over. I am so glad they did, and opening the Money Market Account was very simple. But I think the main thing is that I feel they know me as a person and help me when I get confused.
Banking's Better with Friends
Refer A Friend & Earn Up to $500
Share your unique link via text, email, or social media.
Your friend opens a qualifying checking account and keeps it for 90 days.
You both get $50! Keep sharing to keep earning up to $500.2
Your vision drives your business. Whether you're an entrepreneur starting out or looking to expand your small business, our financial solutions are here to fuel your journey at every stage, helping you start strong and grow confidently. Are you ready to take the next step?
¹ For Promotional Offer: Promotional period ends February 20, 2026. Gift card provided electronically within 2 business days after account opening. Gift may be reported on a 1099-INT or 1099-MISC. $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. The minimum opening balance required to open a checking account and obtain the bonus is $50.
2 Referrers get $50 for each successful referral leading to a new checking account opening during the Promotion Period, with a maximum earning of $500 per calendar year through Midland’s referral programs. To qualify, the Friend must open a new personal checking account during the promotion, and within 30 days of receiving the referral link. They cannot be a current primary checking account holder at Midland. Minimum opening deposit for a Checking account is $50. The account must remain open and active for 90 days to qualify. The $50 bonus is deposited into both the Friend’s and Referrer’s accounts within 30 business days of meeting requirements.