RV Loans

Let the road trips begin.

Explore the US, or your backyard, with a loan from us.

Whether you love the open road with all the comforts of home or prefer the wind flying though your hair, Midland has recreational vehicles loans of every type, from motor homes to motorcycles. If your adventurous spirit includes all terrain vehicles, we can even help you go off-road with financing for your ATV. Give us a call or stop by to discuss the vehicle you are considering. Let us get you pre-approved to give you more leverage when negotiating the best price for your vehicle. With loan rates low and vehicle prices on sale, now is the perfect time to indulge yourself and realize your dream of the recreational vehicle you have always wanted.

Benefits of a Midland RV Loan

The interest paid on your RV loan may be tax deductible if it qualifies as second-home mortgage interest.

Save time and get more purchasing power by getting pre-approved for your next recreational vehicle loan.

You'll get a response fast, because we pride ourselves in getting you approved within the same business day.

We offer low rates and flexible terms to fit your financial needs, and even lower rates with automatic payments.

Lock in a low rate and allow yourself 30 days to find the best purchase price with our special rate lock service.

Manage your loan online by viewing transactions, history and balance at your convenience – anytime 24/7.

Take the next step.

Step 1: Research

Do your homework, so you know what make/model you want and can afford. Review web sites such as nada.com to learn more about the recreational vehicle(s) you are interested in, which will help you when you are making an offer.

Step 2: Get pre-approved

Apply for your new or used RV at your nearest Midland States Bank branch.

Step 3: Get a decision

We'll get back to you fast! In most cases, you'll get a decision within the same business day.

Step 4: Shop with confidence

Check in hand, you can now negotiate for the best price and feel confident that you have purchased a recreational vehicle you can afford.

Want to lower your car loan rate? Consider refinancing it.

It pays to refinance. That's right – depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate. The process is easy and it doesn't cost a penny to talk to us to see how much you could save by refinancing.

Summer Loan Sale. Special low rates for new, used and refinanced things to get you moving.

Get answers and get started.

Call us.

Still have questions?

When you have a question, we're just a phone call away. Our Customer Care Specialists are available to answer your account questions quickly by calling us at 1-855-MY-MIDLAND.

Visit a location.

Find your nearest location.

Our full-service Banking Centers are available for your daily transactions, but also available for those special inquiries to discuss your everyday banking, financing or wealth building needs. Find a location

Loans subject to credit approval. Consult your tax advisor regarding interest deductibility.

Financing is for well-qualified borrowers and not all borrowers will qualify. Program available for individuals “consumers” only. Offer subject to change at any time and without notice. $90 loan closing costs can be financed or paid at the time of loan closing, whichever you prefer. 2.29% and 3.75% Annual Percentage Rates (APR) requires an automatic debit of your loan payment from a Midland States Bank checking account during the life of the loan. Title, tax and license are extra. Rates vary based on length of term, age of item purchased, loan to value and your credit history. Rates and terms are subject to change without notice. Rates as of 8/11/2015. 2.29% APR is for 2014 – 2016 automobiles, 740 minimum FICO score and a 36 – 60 month term. APR: 36 months at $28.77; 48 months at $21.82; 60 months at $17.66, per $1,000 financed. 3.75% APR is for 2014 – 2016 motorcycles, boats, ATVs and RVs, 740 minimum FICO score and 36 – 60 month term. APR: 36 months at $29.41; 48 months at $22.47; 60 months at $18.31, per $1,000 financed.