Marine Loans

Start making waves.

Ski boats, sail boats, jet skis and pontoons – we'll finance them all.

If you're ready to make a splash, Midland offers boat and watercraft loans to help you get on the water fast. What's your style? From high performance motor boats to sail boats, jet skis and pontoons, Midland will help you take to the water with rates, terms and payments certain to float your boat! Just relax and let us help you navigate the loan to start you on your voyage. Simply grab your life jacket, fishing gear and sunscreen, then enjoy the waves.

Benefits of a Midland Marine Loan

Save time and get more purchasing power by getting pre-approved for your next boat or other watercraft loan.

You'll get a response fast, because we pride ourselves in getting you approved within the same business day.

We offer low rates and flexible terms to fit your financial needs, and even lower rates with automatic payments.

Lock in a low rate and allow yourself 30 days to find the best purchase price with our special rate lock service.

Manage your loan online by viewing transactions, history and balance at your convenience – anytime 24/7.

Take the next step.

Step 1: Research

Do your homework, so you know what make/model you want and can afford. Review web sites such as to learn more about the watercraft(s) you are interested in, which will help you when you are making an offer.

Step 2: Get pre-approved

Apply for your new or used boat at your nearest Midland States Bank branch.

Step 3: Get a decision

We'll get back to you fast! In most cases, you'll get a decision within the same business day.

Step 4: Shop with confidence

Check in hand, you can now negotiate for the best price and feel confident that you have purchased a watercraft you can afford.

Want to lower your loan rate? Consider refinancing.

It pays to refinance. That's right - depending on your current rate, you may be able to save hundreds of dollars per year by simply refinancing to a lower rate. The process is easy and it doesn't cost a penny to talk to us to see how much you could save by refinancing.

Get answers and get started.

Call us.

Still have questions?

When you have a question, we're just a phone call away. Our Customer Care Specialists are available to answer your account questions quickly by calling us at 1-855-MY-MIDLAND.

Visit a location.

Find your nearest location.

Our full-service Banking Centers are available for your daily transactions, but also available for those special inquiries to discuss your everyday banking, financing or wealth building needs. Find a location

Loans subject to credit approval.