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Financing is for well-qualified borrowers and not all borrowers will qualify. Program available for individuals “consumers” only. Offer subject to change at any time and without notice. $90 loan costs can be financed or paid at the time of loan closing, whichever you prefer. 2.29% Annual Percentage Rate (APR) requires an automatic debit of your loan payment from a Midland States Bank Checking Account during the life of the loan, 2014 - 2016 vehicle, 740 FICO score and a 36 to 60 month loan term. APR: 36 months at $28.77; 48 months at $21.82; 60 months at $17.66, per $1000 financed.Title, tax and license are extra. Rates vary based on length of term, age of vehicle, loan to value and your credit history. Rates and terms subject to change without notice. Rates as of 6/15/2015.