Text Banking gives you account information within just a few seconds 365 days a year. Not too many things in life are this fast and convenient.
Text Banking is the ideal way to get a quick confirmation on your account balances, to check if a recent transaction has cleared or to move money to your primary account quickly. You make the request by texting the bank one of a variety of commands, and get a response within seconds.
Midland's Text Banking is free, secure, available 24/7 and works on all major mobile providers. All you need is a mobile device that can receive text messages. Just activate your Text Banking account from your Midland Online Banking account and you're good to go.
Request your balance for specific accounts or all accounts by using the proper shortcut command.
A simple command will send a reply text message to you with your last 5 transactions.
You can request to transfer money to your primary account by sending the Transfer command and amount.
Now you'll know! By setting up your Text Alerts, you will be notified when certain actions happen with your account. These alerts provide you notification concerning your balance or certain activity based on the preferences you choose, and selecting your alerts is easily done within your online banking account.
Alert types include:
- Primary account balance sent every Friday
- Primary account balance falls below preset limit
- Payment that clears my primary account exceeds preset amount
- Deposit into my primary account exceeds preset limit
Alerts are simple to use and so convenient and helpful to keep you informed. Managing your accounts has never been so easy.
Text Banking is easy to use. Simply send a text message to 454545 to request information about your accounts or perform a transaction. Then, within seconds, you will receive a text message response with the information you requested or confirmation of your transaction.
The simple keyword commands to use:
|BAL||The available balance for your primary account||BAL CHK||The available balance for your checking accounts||BAL SAV||The available balance for your saving accounts||BAL ALL||The available balance for all your accounts||LAST||Last 5 transactions||TRANS||Transfer funds to primary account Example: TRANS 150 (would be a $150 transfer)||STOP||Deactivate your Text Banking service||HELP||Help on keyword commands|
You do not need a password to access your account information via text message. A helpful suggestion is to save the phone number 454545 in your Contacts for easy recall. From your Midland Online Banking account, you can quickly set up your account and alerts.