Step Up Certificate of Deposit

Four steps forward, more money back.

24 Month Step Up Certificate of Deposit

Open a Step Up CD and start with a great rate. Then watch your great rate step up to an even better rate upon completion of every six month period for 24 months.

0-6 Months

1.01% APY

7-12 Months

1.20% APY

13-18 Months

1.45% APY

19-24 Months

1.75% APY


What you get.

FDIC Insured

Your CD balance is insured by the FDIC, up to the maximum coverage allowed. So rest assured that your money is safe. Learn More

Free Online Banking

Through our online banking service, you can view your CD balances, interest payments, rates, and maturities. Learn More

Interest Payments

You can choose to have your interest payments deposited monthly into your Midland checking account or allow the interest to compound with the CD balance.

Combine Statement

Link your CD to your Midland checking account and receive monthly statements detailing CD information.

Interest rates are set at the time the CD is opened and cannot change. Blended Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded every 3 months. All interest payments for the APY will be credited every 3 months. Penalty will be imposed for early withdrawal. Advertised rate and APY are offered at the bank’s discretion and may change without notice. Fees could reduce earning on the account. $1,000 minimum opening deposit. Rates apply to the initial term only. The CD is automatically renewed into a 24 Month Standard CD. Not available to Public Funds or Financial Institutions. Member FDIC.

Free means free. Liv free comes with everythign you need at no extra cost. Learn more.