Doctor shaking hands with patient
Health Savings

With an HSA, you & your employees can make tax-advantaged contributions to cover healthcare costs.

Built for individuals looking for a Health Savings Account that complements their high-deductible insurance plans, it’s a win-win situation for you and your employees. HSA funds may be withdrawn by your employees—tax-free—for qualified medical expenses. You and your employees may make contributions into an HSA as long as your employees are enrolled in a qualified High Deductible Health Plan (HDHP).



  • Lower your insurance costs
    High-deductible insurance plans typically have lower premiums than HMO or PPO type plans
  • Add value for your employees
    You may be able to actually lower your employees’ out-of-pocket expenses by funding their deductible through an HSA, while paying less for their coverage
  • Tax-free earnings
  • No minimum balance to earn interest
  • FDIC insured
  • Pay with a Midland HSA Debit MasterCard, an HSA check or through Midland’s Online Banking