Every homeowner’s situation is unique. That’s why we offer a wide range of specialty loans that are outside conventional lending guidelines.

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Specialty Loans.

Affordable mortgage programs

State-sponsored loan assistance programs are available to qualified homeowners. In addition, our Believable Banking Home Mortgage and Home Improvement Loan are available in select communities.



Bridge loans

Need a temporary down payment source to buy a new home before selling your current home? Use a bridge loan.

Streamline refinances

HARP, FHA and VA Streamline Refinance loans are a quick, easy way to refinance to a lower interest rate—even if you owe more than your home’s value.



Jumbo loans

Loans from $424,100 to over $1,000,000. Fixed and fixed-period ARM loans are available.

Construction & lot loans

Make your plans a reality with a construction loan. Purchasing a vacant lot to build? We can help with that, too.



Physician loan program

Up to 100% LTV loans with no PMI for new and established physicians (MD, DO or DPM).


Believable Banking

Our Believable Banking Home Mortgage and Home Improvement Loan are designed to assist people on the pathway to affordable, successful home ownership while helping to revitalize neighborhoods. Available in select communities, these unique loans feature flexible underwriting guidelines to help overcome some of the challenges individuals may face with traditional loan programs. 

Learn More

Helpful Tools & Resources

Mortgage calculators and informative resources for one of life’s biggest decisions.

Tools & Calculators

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Our Experts




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Give us a ring at 1-855-MY-MIDLAND. We’re happy to answer any questions you have.

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house icon Equal Housing Lender. Midland States Bank NMLS #411141. Loans subject to credit approval.