A little about us.

A strong and growing diversified financial services company, we take heart in providing our clients with world-class service, our shareholders with ownership in a prosperous company, and our employees with a fulfilling career where they can advance. 

Meet our Executive Team. 


We’re more than a bank.

From our modest beginnings as a one-branch bank in Effingham, Ill., Midland has grown and diversified into a unique financial services company. Today, Midland serves consumer, business and corporate clients with a full range of services:



We’ve expanded our services in recent years from traditional checking, savings and loans to how our clients truly want to conduct business—from mobile devices. Now you can deposit checks, transfer money, pay bills and access loan accounts quickly and simply from your smartphone, tablet and computer. Anytime, anywhere. 



With mortgage expertise as a specialized focus throughout our market area, we’ve expanded the number of mortgage lenders to cover Illinois, Missouri, Colorado and North Carolina. We’ve increased the speed of processing loans, and our professional lenders help you every step of the way.


Business & Commercial

Our business and commercial banking teams expertly handle loans and accounts of all sizes. As technology has advanced, so have our services—and ability to provide businesses with the resources they need. 



Since 1919, our services have expanded to include commercial, savings and trust. With assets under administration in the billions, Wealth Management continues to be one of our core offerings.


Equipment Leasing

It requires a superior level of personal attention to clients’ needs to build custom leasing and financing programs, and our affiliate, Heartland Business Credit, does just that. They tailor and manage programs for equipment and software vendors that sell healthcare supplies, retail petroleum, telecommunications systems, lighting, manufacturing, construction, transportation, environmental services and more. 


FHA Multifamily & Healthcare Facility FHA Financing

Our subsidiary, Love Funding, is consistently ranked among the nation’s top FHA-insured lenders, with extensive experience in all aspects of real estate investment analysis and mortgage lending. They provide FHA financing for acquisition, refinancing, new construction and substantial rehabilitation for multi-family and affordable housing, healthcare facilities and hospitals, and more.